Car insurance
Fiat Panoroma car insurance: compare insurers and buy online
Fiat Panoroma 1.4, 3 years old, 50% no-claim discount
As of 12 Nov 2026 (Singapore time)
Compare car insurance for a Fiat Panoroma 1.4, 3 years old, 50% no-claim discount from 5 insurers on this page: S$651.23 to S$1,889.11 a year, GST included. Every plan has a Buy Now link.
On 12 Nov 2026, the cheapest car insurance for a Fiat Panoroma 1.4, 3 years old, 50% no-claim discount is S$651.23 a year (GST included) at HL Assurance, Car Protect360 Comprehensive (as at 20 Oct 2026); 5 insurers price it online, up to S$1,889.11 (as at 22 Oct 2026).
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/fiat-panoroma
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
The Fiat Panoroma in short
For the driver above, HL Assurance is cheapest for the Fiat Panoroma today, at S$651.23 for its Car Protect360 Comprehensive plan. 5 insurers price it; the dearest of them, QBE, asks at least S$1,889.11, S$1,237.88 (190% more) on top, so comparing pays. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$1,636.20, 151% more. Against 6 similar cars (below) it costs 8% less than their average lowest price of S$704.68; one of them is cheaper to insure.
What we assumed
- Fiat Panoroma 1.4
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options
Prices today
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| HL AssuranceCar Protect360 ComprehensiveBuy Now | Car Protect360 Comprehensive | S$1,200.00 | 20 Oct 2026 | |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy Now | Drive and Save Plus Comprehensive (Authorised Workshop) | S$914.76 | S$600.00 | 20 Oct 2026 |
| AIGAIG Car Insurance Collision OnlyBuy Now | AIG Car Insurance Collision Only | S$965.54 | S$600.00 | 21 Oct 2026 |
| ERGOSMART ComprehensiveBuy Now | SMART Comprehensive | S$1,074.14 | S$500.00 | 23 Oct 2026 |
| AIGAIG Car Insurance CompleteBuy Now | AIG Car Insurance Complete | S$1,123.27 | S$600.00 | 21 Oct 2026 |
| ERGOENHANCED ComprehensiveBuy Now | ENHANCED Comprehensive | S$1,404.07 | S$500.00 | 23 Oct 2026 |
| QBEPrivate Motor Prestige ComprehensiveBuy Now | Private Motor Prestige Comprehensive | S$1,889.11 | S$3,000.00 | 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
Buy Now addresses
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=fiat&model=fiat-panoroma-1-4&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- QBE, Private Motor Prestige Comprehensive: https://shentonbrokers.com/go/buy/car/qbe/comprehensive?brand=fiat&model=fiat-panoroma-1-4&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quotePrices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=fiat&model=fiat-panoroma-1-4&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
How the Fiat Panoroma price changes
The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.
| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
|---|---|---|---|---|
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$651.23 (as at 20 Oct 2026) | 5 | HL Assurance | |
| The same driver with no NCD (0%) | S$1,497.83 (as at 20 Oct 2026) | S$846.60 more | 5 | HL Assurance |
| The same driver with 20% NCD | S$1,094.08 (as at 20 Oct 2026) | S$442.85 more | 5 | HL Assurance |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,636.20 (as at 20 Oct 2026) | S$984.97 more | 5 | HL Assurance |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,178.43 (as at 23 Oct 2026) | S$527.20 more | 3 | ERGO |
| A new car (registered this year) | S$692.79 (as at 20 Oct 2026) | S$41.56 more | 4 | HL Assurance |
| A car 8 years old | S$637.37 (as at 20 Oct 2026) | S$13.86 less | 5 | HL Assurance |
Open a line to get a quote with those answers filled in. Quotes by driver: the Fiat Panoroma priced for 73 typical drivers, from new drivers to over-70s.
Fiat Panoroma insurance price by driver age and NCD, male driver (man)
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$4,785.15AIG | S$4,306.63AIG | S$3,828.10AIG | S$3,182.11AIG | Not possible | Not possible |
| 22 | S$4,502.34AIG | S$4,052.11AIG | S$3,601.86AIG | S$2,994.06AIG | S$2,566.35AIG | Not possible |
| 23 | S$4,947.67QBE | S$4,452.91QBE | S$3,958.14QBE | S$3,463.37QBE | S$2,968.60QBE | S$2,473.84QBE |
| 24 | S$4,162.66ERGO | S$3,746.39ERGO | S$3,330.13ERGO | S$2,705.73ERGO | S$2,289.46ERGO | S$1,873.20ERGO |
| 25 | S$3,911.92ERGO | S$3,520.73ERGO | S$3,129.54ERGO | S$2,542.75ERGO | S$2,151.56ERGO | S$1,760.36ERGO |
| 26 | S$3,545.74ERGO | S$3,191.16ERGO | S$2,836.59ERGO | S$2,304.73ERGO | S$1,950.16ERGO | S$1,595.58ERGO |
| 27 | S$2,160.04HL Assurance | S$1,859.52HL Assurance | S$1,577.76HL Assurance | S$1,314.80HL Assurance | S$1,126.97HL Assurance | S$939.14HL Assurance |
| 28 | S$2,033.91HL Assurance | S$1,750.94HL Assurance | S$1,485.64HL Assurance | S$1,238.03HL Assurance | S$1,061.17HL Assurance | S$884.31HL Assurance |
| 29 | S$1,923.53HL Assurance | S$1,655.92HL Assurance | S$1,405.02HL Assurance | S$1,170.85HL Assurance | S$1,003.58HL Assurance | S$836.32HL Assurance |
| 30 | S$1,844.71HL Assurance | S$1,588.06HL Assurance | S$1,347.44HL Assurance | S$1,122.86HL Assurance | S$962.45HL Assurance | S$802.04HL Assurance |
| 31 | S$1,765.88HL Assurance | S$1,520.20HL Assurance | S$1,289.86HL Assurance | S$1,074.88HL Assurance | S$921.33HL Assurance | S$767.77HL Assurance |
| 32 | S$1,702.80HL Assurance | S$1,465.90HL Assurance | S$1,243.79HL Assurance | S$1,036.48HL Assurance | S$888.42HL Assurance | S$740.35HL Assurance |
| 33 | S$1,655.50HL Assurance | S$1,425.19HL Assurance | S$1,209.24HL Assurance | S$1,007.71HL Assurance | S$863.74HL Assurance | S$719.78HL Assurance |
| 34 | S$1,608.20HL Assurance | S$1,384.45HL Assurance | S$1,174.68HL Assurance | S$978.90HL Assurance | S$839.06HL Assurance | S$699.21HL Assurance |
| 35 | S$1,576.66HL Assurance | S$1,357.31HL Assurance | S$1,151.65HL Assurance | S$959.71HL Assurance | S$822.61HL Assurance | S$685.51HL Assurance |
| 36 | S$1,545.14HL Assurance | S$1,330.17HL Assurance | S$1,128.63HL Assurance | S$940.52HL Assurance | S$806.16HL Assurance | S$671.80HL Assurance |
| 37 | S$1,529.38HL Assurance | S$1,316.61HL Assurance | S$1,117.12HL Assurance | S$930.93HL Assurance | S$797.93HL Assurance | S$664.94HL Assurance |
| 38 | S$1,513.63HL Assurance | S$1,303.05HL Assurance | S$1,105.61HL Assurance | S$921.34HL Assurance | S$789.73HL Assurance | S$658.10HL Assurance |
| 39 | S$1,497.85HL Assurance | S$1,289.46HL Assurance | S$1,094.08HL Assurance | S$911.73HL Assurance | S$781.49HL Assurance | S$651.24HL Assurance |
| 40 | S$1,497.83HL Assurance | S$1,289.45HL Assurance | S$1,094.08HL Assurance | S$911.73HL Assurance | S$781.49HL Assurance | S$651.23HL Assurance |
| 41–42 | S$1,482.07HL Assurance | S$1,275.88HL Assurance | S$1,082.56HL Assurance | S$902.13HL Assurance | S$773.26HL Assurance | S$644.38HL Assurance |
| 43–44 | S$1,497.85HL Assurance | S$1,289.46HL Assurance | S$1,094.08HL Assurance | S$911.73HL Assurance | S$781.49HL Assurance | S$651.24HL Assurance |
| 45 | S$1,497.85HL Assurance | S$1,289.45HL Assurance | S$1,094.08HL Assurance | S$911.73HL Assurance | S$781.49HL Assurance | S$651.24HL Assurance |
| 46 | S$1,513.61HL Assurance | S$1,303.03HL Assurance | S$1,105.60HL Assurance | S$921.32HL Assurance | S$789.72HL Assurance | S$658.09HL Assurance |
| 47 | S$1,513.63HL Assurance | S$1,303.05HL Assurance | S$1,105.61HL Assurance | S$921.34HL Assurance | S$789.73HL Assurance | S$658.10HL Assurance |
| 48 | S$1,529.36HL Assurance | S$1,316.59HL Assurance | S$1,117.10HL Assurance | S$930.91HL Assurance | S$797.93HL Assurance | S$664.94HL Assurance |
| 49 | S$1,529.37HL Assurance | S$1,316.59HL Assurance | S$1,117.11HL Assurance | S$930.93HL Assurance | S$797.93HL Assurance | S$664.94HL Assurance |
| 50 | S$1,545.13HL Assurance | S$1,330.17HL Assurance | S$1,128.63HL Assurance | S$940.52HL Assurance | S$806.16HL Assurance | S$671.80HL Assurance |
| 51 | S$1,560.89HL Assurance | S$1,343.73HL Assurance | S$1,140.14HL Assurance | S$950.11HL Assurance | S$814.38HL Assurance | S$678.64HL Assurance |
| 52 | S$1,576.66HL Assurance | S$1,357.31HL Assurance | S$1,151.65HL Assurance | S$959.71HL Assurance | S$822.61HL Assurance | S$685.51HL Assurance |
| 53 | S$1,592.47HL Assurance | S$1,370.91HL Assurance | S$1,163.19HL Assurance | S$969.33HL Assurance | S$830.85HL Assurance | S$692.38HL Assurance |
| 54 | S$1,592.44HL Assurance | S$1,370.89HL Assurance | S$1,163.17HL Assurance | S$969.32HL Assurance | S$830.83HL Assurance | S$692.37HL Assurance |
| 55 | S$1,608.21HL Assurance | S$1,384.46HL Assurance | S$1,174.69HL Assurance | S$978.91HL Assurance | S$839.07HL Assurance | S$699.21HL Assurance |
| 56 | S$1,623.97HL Assurance | S$1,398.04HL Assurance | S$1,186.21HL Assurance | S$988.51HL Assurance | S$847.29HL Assurance | S$706.08HL Assurance |
| 57 | S$1,639.73HL Assurance | S$1,411.60HL Assurance | S$1,197.72HL Assurance | S$998.09HL Assurance | S$855.52HL Assurance | S$712.93HL Assurance |
| 58 | S$1,639.74HL Assurance | S$1,411.62HL Assurance | S$1,197.72HL Assurance | S$998.10HL Assurance | S$855.52HL Assurance | S$712.94HL Assurance |
| 59–60 | S$1,655.50HL Assurance | S$1,425.19HL Assurance | S$1,209.24HL Assurance | S$1,007.71HL Assurance | S$863.74HL Assurance | S$719.78HL Assurance |
| 61–62 | S$1,671.30HL Assurance | S$1,438.79HL Assurance | S$1,220.78HL Assurance | S$1,017.32HL Assurance | S$871.98HL Assurance | S$726.65HL Assurance |
| 63 | S$1,671.28HL Assurance | S$1,438.76HL Assurance | S$1,220.76HL Assurance | S$1,017.30HL Assurance | S$871.97HL Assurance | S$726.65HL Assurance |
| 64 | S$1,655.50HL Assurance | S$1,425.19HL Assurance | S$1,209.24HL Assurance | S$1,007.71HL Assurance | S$863.74HL Assurance | S$719.78HL Assurance |
| 65 | S$2,618.73ERGO | S$2,356.86ERGO | S$2,094.99ERGO | S$1,702.18ERGO | S$1,440.30ERGO | S$1,178.43ERGO |
| 66–74 | S$2,645.19ERGO | S$2,380.67ERGO | S$2,116.15ERGO | S$1,719.37ERGO | S$1,454.86ERGO | S$1,190.34ERGO |
| 75 | S$3,514.27ERGO | S$3,162.84ERGO | S$2,811.41ERGO | S$2,284.27ERGO | S$1,932.85ERGO | S$1,581.42ERGO |
Fiat Panoroma insurance price by driver age and NCD, female driver (woman)
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$4,725.08AIG | S$4,252.57AIG | S$3,780.05AIG | S$3,142.18AIG | Not possible | Not possible |
| 22 | S$4,450.01AIG | S$4,005.00AIG | S$3,559.99AIG | S$2,959.25AIG | S$2,536.52AIG | Not possible |
| 23 | S$4,947.67QBE | S$4,452.91QBE | S$3,958.14QBE | S$3,463.37QBE | S$2,968.60QBE | S$2,473.84QBE |
| 24 | S$4,162.66ERGO | S$3,746.39ERGO | S$3,330.13ERGO | S$2,705.73ERGO | S$2,289.46ERGO | S$1,873.20ERGO |
| 25 | S$3,911.92ERGO | S$3,520.73ERGO | S$3,129.54ERGO | S$2,542.75ERGO | S$2,151.56ERGO | S$1,760.36ERGO |
| 26 | S$3,545.74ERGO | S$3,191.16ERGO | S$2,836.59ERGO | S$2,304.73ERGO | S$1,950.16ERGO | S$1,595.58ERGO |
| 27 | S$2,052.03HL Assurance | S$1,766.54HL Assurance | S$1,498.88HL Assurance | S$1,249.06HL Assurance | S$1,070.63HL Assurance | S$892.19HL Assurance |
| 28 | S$1,932.21HL Assurance | S$1,663.39HL Assurance | S$1,411.35HL Assurance | S$1,176.13HL Assurance | S$1,008.11HL Assurance | S$840.08HL Assurance |
| 29 | S$1,827.36HL Assurance | S$1,573.13HL Assurance | S$1,334.77HL Assurance | S$1,112.31HL Assurance | S$953.40HL Assurance | S$794.50HL Assurance |
| 30 | S$1,752.47HL Assurance | S$1,508.66HL Assurance | S$1,280.06HL Assurance | S$1,066.73HL Assurance | S$914.34HL Assurance | S$761.94HL Assurance |
| 31 | S$1,677.59HL Assurance | S$1,444.18HL Assurance | S$1,225.37HL Assurance | S$1,021.14HL Assurance | S$875.27HL Assurance | S$729.38HL Assurance |
| 32 | S$1,617.66HL Assurance | S$1,392.61HL Assurance | S$1,181.59HL Assurance | S$984.66HL Assurance | S$844.00HL Assurance | S$703.33HL Assurance |
| 33 | S$1,572.73HL Assurance | S$1,353.92HL Assurance | S$1,148.77HL Assurance | S$957.31HL Assurance | S$820.56HL Assurance | S$683.79HL Assurance |
| 34 | S$1,527.79HL Assurance | S$1,315.23HL Assurance | S$1,115.94HL Assurance | S$929.96HL Assurance | S$797.11HL Assurance | S$664.26HL Assurance |
| 35 | S$1,497.83HL Assurance | S$1,289.45HL Assurance | S$1,094.07HL Assurance | S$911.73HL Assurance | S$781.49HL Assurance | S$651.23HL Assurance |
| 36 | S$1,467.89HL Assurance | S$1,263.67HL Assurance | S$1,072.19HL Assurance | S$893.49HL Assurance | S$765.86HL Assurance | S$638.21HL Assurance |
| 37 | S$1,452.92HL Assurance | S$1,250.78HL Assurance | S$1,061.27HL Assurance | S$884.38HL Assurance | S$758.04HL Assurance | S$631.70HL Assurance |
| 38 | S$1,437.95HL Assurance | S$1,237.89HL Assurance | S$1,050.32HL Assurance | S$875.27HL Assurance | S$750.24HL Assurance | S$625.19HL Assurance |
| 39 | S$1,422.95HL Assurance | S$1,224.99HL Assurance | S$1,039.38HL Assurance | S$866.15HL Assurance | S$742.41HL Assurance | S$618.67HL Assurance |
| 40 | S$1,422.94HL Assurance | S$1,224.97HL Assurance | S$1,039.37HL Assurance | S$866.15HL Assurance | S$742.41HL Assurance | S$618.67HL Assurance |
| 41–42 | S$1,407.97HL Assurance | S$1,212.09HL Assurance | S$1,028.44HL Assurance | S$857.02HL Assurance | S$734.59HL Assurance | S$612.17HL Assurance |
| 43–44 | S$1,422.95HL Assurance | S$1,224.99HL Assurance | S$1,039.38HL Assurance | S$866.15HL Assurance | S$742.41HL Assurance | S$618.67HL Assurance |
| 45 | S$1,422.95HL Assurance | S$1,224.97HL Assurance | S$1,039.37HL Assurance | S$866.15HL Assurance | S$742.41HL Assurance | S$618.67HL Assurance |
| 46 | S$1,437.93HL Assurance | S$1,237.88HL Assurance | S$1,050.31HL Assurance | S$875.26HL Assurance | S$750.23HL Assurance | S$625.18HL Assurance |
| 47 | S$1,437.95HL Assurance | S$1,237.89HL Assurance | S$1,050.32HL Assurance | S$875.27HL Assurance | S$750.24HL Assurance | S$625.19HL Assurance |
| 48 | S$1,452.88HL Assurance | S$1,250.76HL Assurance | S$1,061.25HL Assurance | S$884.36HL Assurance | S$758.03HL Assurance | S$631.69HL Assurance |
| 49 | S$1,452.90HL Assurance | S$1,250.76HL Assurance | S$1,061.25HL Assurance | S$884.37HL Assurance | S$758.04HL Assurance | S$631.69HL Assurance |
| 50 | S$1,467.88HL Assurance | S$1,263.66HL Assurance | S$1,072.19HL Assurance | S$893.49HL Assurance | S$765.86HL Assurance | S$638.21HL Assurance |
| 51 | S$1,482.86HL Assurance | S$1,276.55HL Assurance | S$1,083.13HL Assurance | S$902.61HL Assurance | S$773.67HL Assurance | S$644.72HL Assurance |
| 52 | S$1,497.83HL Assurance | S$1,289.45HL Assurance | S$1,094.07HL Assurance | S$911.73HL Assurance | S$781.49HL Assurance | S$651.23HL Assurance |
| 53 | S$1,512.84HL Assurance | S$1,302.36HL Assurance | S$1,105.03HL Assurance | S$920.85HL Assurance | S$789.30HL Assurance | S$657.75HL Assurance |
| 54 | S$1,512.82HL Assurance | S$1,302.34HL Assurance | S$1,105.02HL Assurance | S$920.84HL Assurance | S$789.30HL Assurance | S$657.75HL Assurance |
| 55 | S$1,527.80HL Assurance | S$1,315.25HL Assurance | S$1,115.95HL Assurance | S$929.97HL Assurance | S$797.12HL Assurance | S$664.26HL Assurance |
| 56 | S$1,542.78HL Assurance | S$1,328.13HL Assurance | S$1,126.90HL Assurance | S$939.08HL Assurance | S$804.93HL Assurance | S$670.78HL Assurance |
| 57 | S$1,557.75HL Assurance | S$1,341.03HL Assurance | S$1,137.84HL Assurance | S$948.19HL Assurance | S$812.74HL Assurance | S$677.28HL Assurance |
| 58 | S$1,557.75HL Assurance | S$1,341.04HL Assurance | S$1,137.85HL Assurance | S$948.20HL Assurance | S$812.75HL Assurance | S$677.28HL Assurance |
| 59–60 | S$1,572.73HL Assurance | S$1,353.92HL Assurance | S$1,148.77HL Assurance | S$957.31HL Assurance | S$820.56HL Assurance | S$683.79HL Assurance |
| 61–62 | S$1,587.74HL Assurance | S$1,366.85HL Assurance | S$1,159.74HL Assurance | S$966.45HL Assurance | S$828.38HL Assurance | S$690.32HL Assurance |
| 63 | S$1,587.70HL Assurance | S$1,366.82HL Assurance | S$1,159.73HL Assurance | S$966.44HL Assurance | S$828.38HL Assurance | S$690.31HL Assurance |
| 64 | S$1,572.73HL Assurance | S$1,353.92HL Assurance | S$1,148.77HL Assurance | S$957.31HL Assurance | S$820.56HL Assurance | S$683.79HL Assurance |
| 65 | S$2,618.73ERGO | S$2,356.86ERGO | S$2,094.99ERGO | S$1,702.18ERGO | S$1,440.30ERGO | S$1,178.43ERGO |
| 66–74 | S$2,645.19ERGO | S$2,380.67ERGO | S$2,116.15ERGO | S$1,719.37ERGO | S$1,454.86ERGO | S$1,190.34ERGO |
| 75 | S$3,514.27ERGO | S$3,162.84ERGO | S$2,811.41ERGO | S$2,284.27ERGO | S$1,932.85ERGO | S$1,581.42ERGO |
Fiat Panoroma insurance price by driver age and NCD, new car (1 year old), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$5,331.23AIG | S$4,798.09AIG | S$4,264.96AIG | S$3,545.25AIG | Not possible | Not possible |
| 23 | S$4,947.67QBE | S$4,452.91QBE | S$3,958.14QBE | S$3,463.37QBE | S$2,968.60QBE | S$2,473.84QBE |
| 25 | S$3,958.14QBE | S$3,562.33QBE | S$3,166.52QBE | S$2,654.61ERGO | S$2,246.21ERGO | S$1,837.81ERGO |
| 28 | S$2,163.72HL Assurance | S$1,862.68HL Assurance | S$1,580.45HL Assurance | S$1,317.05HL Assurance | S$1,128.89HL Assurance | S$940.75HL Assurance |
| 30 | S$1,962.44HL Assurance | S$1,689.41HL Assurance | S$1,433.43HL Assurance | S$1,194.52HL Assurance | S$1,023.88HL Assurance | S$853.23HL Assurance |
| 35 | S$1,677.29HL Assurance | S$1,443.93HL Assurance | S$1,225.16HL Assurance | S$1,020.96HL Assurance | S$875.11HL Assurance | S$729.26HL Assurance |
| 40 | S$1,593.43HL Assurance | S$1,371.74HL Assurance | S$1,163.90HL Assurance | S$969.91HL Assurance | S$831.35HL Assurance | S$692.79HL Assurance |
| 45 | S$1,593.43HL Assurance | S$1,371.74HL Assurance | S$1,163.90HL Assurance | S$969.91HL Assurance | S$831.35HL Assurance | S$692.80HL Assurance |
| 50 | S$1,643.75HL Assurance | S$1,415.06HL Assurance | S$1,200.66HL Assurance | S$1,000.54HL Assurance | S$857.61HL Assurance | S$714.68HL Assurance |
| 55 | S$1,710.84HL Assurance | S$1,472.82HL Assurance | S$1,249.66HL Assurance | S$1,041.39HL Assurance | S$892.61HL Assurance | S$743.85HL Assurance |
| 60 | S$1,761.16HL Assurance | S$1,516.14HL Assurance | S$1,286.41HL Assurance | S$1,072.00HL Assurance | S$918.86HL Assurance | S$765.73HL Assurance |
| 65 | S$2,628.29ERGO | S$2,365.46ERGO | S$2,102.63ERGO | S$1,708.38ERGO | S$1,445.56ERGO | S$1,182.73ERGO |
| 70 | S$2,648.13ERGO | S$2,383.32ERGO | S$2,118.50ERGO | S$1,721.28ERGO | S$1,456.47ERGO | S$1,191.66ERGO |
| 75 | S$3,584.63ERGO | S$3,226.17ERGO | S$2,867.70ERGO | S$2,330.01ERGO | S$1,971.55ERGO | S$1,613.08ERGO |
Fiat Panoroma insurance price by driver age and NCD, older car (8 years old), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$4,794.11AIG | S$4,314.70AIG | S$3,835.27AIG | S$3,188.09AIG | Not possible | Not possible |
| 23 | S$4,947.67QBE | S$4,452.91QBE | S$3,958.14QBE | S$3,463.37QBE | S$2,968.60QBE | S$2,473.84QBE |
| 25 | S$3,899.08ERGO | S$3,509.18ERGO | S$3,119.27ERGO | S$2,534.40ERGO | S$2,144.50ERGO | S$1,754.59ERGO |
| 28 | S$1,990.60HL Assurance | S$1,713.67HL Assurance | S$1,454.01HL Assurance | S$1,211.67HL Assurance | S$1,038.57HL Assurance | S$865.48HL Assurance |
| 30 | S$1,805.42HL Assurance | S$1,554.25HL Assurance | S$1,318.75HL Assurance | S$1,098.96HL Assurance | S$941.97HL Assurance | S$784.97HL Assurance |
| 35 | S$1,543.10HL Assurance | S$1,328.42HL Assurance | S$1,127.14HL Assurance | S$939.27HL Assurance | S$805.10HL Assurance | S$670.92HL Assurance |
| 40 | S$1,465.94HL Assurance | S$1,262.00HL Assurance | S$1,070.78HL Assurance | S$892.31HL Assurance | S$764.84HL Assurance | S$637.37HL Assurance |
| 45 | S$1,465.95HL Assurance | S$1,262.00HL Assurance | S$1,070.78HL Assurance | S$892.32HL Assurance | S$764.84HL Assurance | S$637.37HL Assurance |
| 50 | S$1,512.23HL Assurance | S$1,301.85HL Assurance | S$1,104.60HL Assurance | S$920.49HL Assurance | S$789.00HL Assurance | S$657.49HL Assurance |
| 55 | S$1,573.97HL Assurance | S$1,354.99HL Assurance | S$1,149.69HL Assurance | S$958.07HL Assurance | S$821.20HL Assurance | S$684.33HL Assurance |
| 60 | S$1,620.25HL Assurance | S$1,394.84HL Assurance | S$1,183.50HL Assurance | S$986.24HL Assurance | S$845.35HL Assurance | S$704.46HL Assurance |
| 65 | S$2,658.37ERGO | S$2,392.54ERGO | S$2,126.70ERGO | S$1,727.94ERGO | S$1,462.11ERGO | S$1,196.27ERGO |
| 70 | S$2,688.28ERGO | S$2,419.46ERGO | S$2,150.63ERGO | S$1,747.38ERGO | S$1,478.56ERGO | S$1,209.73ERGO |
| 75 | S$3,541.22ERGO | S$3,187.10ERGO | S$2,832.98ERGO | S$2,301.79ERGO | S$1,947.67ERGO | S$1,593.55ERGO |
Fiat Panoroma insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$4,785.15AIG | S$4,306.63AIG | S$3,828.10AIG | No online price | Not possible | Not possible |
| 23 | S$3,333.80AIG | S$3,000.41AIG | S$2,667.02AIG | No online price | No online price | No online price |
| 25 | S$4,015.55ERGO | S$3,613.99ERGO | S$3,212.44ERGO | S$2,610.10ERGO | S$2,208.55ERGO | S$1,807.00ERGO |
| 28 | S$3,157.12ERGO | S$2,841.41ERGO | S$2,525.70ERGO | S$2,052.13ERGO | S$1,736.42ERGO | S$1,420.71ERGO |
| 30 | S$2,911.51ERGO | S$2,620.36ERGO | S$2,329.21ERGO | S$1,892.48ERGO | S$1,601.33ERGO | S$1,310.18ERGO |
| 35 | S$2,698.79ERGO | S$2,428.91ERGO | S$2,159.03ERGO | S$1,754.21ERGO | S$1,484.34ERGO | S$1,214.46ERGO |
| 40 | S$2,482.74ERGO | S$2,234.47ERGO | S$1,986.19ERGO | S$1,613.78ERGO | S$1,365.51ERGO | S$1,117.23ERGO |
| 45 | S$2,482.74ERGO | S$2,234.47ERGO | S$1,986.19ERGO | S$1,613.78ERGO | S$1,365.51ERGO | S$1,117.23ERGO |
| 50 | S$2,482.74ERGO | S$2,234.47ERGO | S$1,986.19ERGO | S$1,613.78ERGO | S$1,365.51ERGO | S$1,117.23ERGO |
| 55 | S$2,616.94ERGO | S$2,355.24ERGO | S$2,093.55ERGO | S$1,701.01ERGO | S$1,439.31ERGO | S$1,177.62ERGO |
| 60 | S$2,718.40ERGO | S$2,446.56ERGO | S$2,174.72ERGO | S$1,766.96ERGO | S$1,495.12ERGO | S$1,223.28ERGO |
| 65 | S$2,718.40ERGO | S$2,446.56ERGO | S$2,174.72ERGO | S$1,766.96ERGO | S$1,495.12ERGO | S$1,223.28ERGO |
| 70 | S$2,747.79ERGO | S$2,473.01ERGO | S$2,198.23ERGO | S$1,786.06ERGO | S$1,511.29ERGO | S$1,236.51ERGO |
| 75 | S$3,631.53ERGO | S$3,268.38ERGO | S$2,905.23ERGO | S$2,360.50ERGO | S$1,997.34ERGO | S$1,634.19ERGO |
Prices for other drivers of the Fiat Panoroma
Every insurer's price for another driver of the Fiat Panoroma: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.
- When was the car registered? under a year old · 1 year old · 2 years old · 3 years old · 4 years old · 5 years old · 6 years old · 7 years old · 8 years old · 9 years old · 10 years old · 11 years old · 12 years old · 13 years old · 14 years old · 15 years old · 16 years old · 17 years old · 18 years old · 19 years old · 20 years old
- How many years of driving experience do you have? Less than 1 year · 1 year · 2 years · 3 years · 4 years · 5 years · 6 years · 7 years · 8 years · 9 years · 11 to 12 years · 13 to 14 years · 15 to 19 years · 20 years · More than 20 years
- What is your current no claim discount (NCD)? 0% · 10% · 20% · 30% · 40%
- Have you made any claims in the last 3 years? Yes
- Main driver's date of birth choose from 68
- Gender Female
- Marital status Single
- Type of work Outdoor (driving, site or field work)
- Cover Third party, fire and theft · Third party only
- Repairs at Any workshop
- NCD protector Added
- Off-peak car (red plate) Yes
- Demerit points Some
- Certificate of Merit Yes
Any car and any driver, in plain words (change any word): /quote/car/prices?car=Fiat+Panoroma&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).
The Fiat Panoroma on our quote form
We priced the Fiat Panoroma 1.4 (1,368cc), the version most of our insurers quote.
Insurers with no online price for the Fiat Panoroma
- Allianz: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- Etiqa: This insurer has no online price for this car model yet.
- FWD: This insurer has no online price for this car model yet.
- Great American: This insurer has no online price for this car model yet.
- Income: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- MSIG: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.
- Sompo: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.
Some insurers give car prices only through their agents; they are on our insurer list.
The Fiat Panoroma against similar cars
The same driver and car age, each car at the version most insurers quote.
| Car | Engine | Lowest price | Against the Fiat Panoroma | Insurers |
|---|---|---|---|---|
| Mazda 3 | 1,496cc | S$730.18 (as at 20 Oct 2026) | S$78.95 more | 14 |
| Toyota Sienta | 1,496cc | S$674.30 (as at 20 Oct 2026) | S$23.07 more | 16 |
| BMW X1 | 1,499cc | S$763.00 (as at 31 Oct 2026) | S$111.77 more | 17 |
| Mercedes-Benz GLB | 1,332cc | S$664.09 (as at 21 Oct 2026) | S$12.86 more | 12 |
| Honda Freed | 1,496cc | S$646.59 (as at 21 Oct 2026) | S$4.64 less | 15 |
| Mercedes-Benz C-Class | 1,497cc | S$749.93 (as at 20 Oct 2026) | S$98.70 more | 16 |
COE for the Fiat Panoroma
With a 1,368cc engine, the Fiat Panoroma 1.4 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
The COE is bought separately from insurance. The latest COE results are updated after every bidding round.
Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is Fiat Panoroma insurance for a 40-year-old man with 50% NCD?
S$651.23 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, male driver (man)" on this page.
How much is Fiat Panoroma insurance for a 40-year-old woman with 50% NCD?
S$618.67 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, female driver (woman)" on this page.
How much is Fiat Panoroma insurance for a 21-year-old driver with no NCD?
S$4,785.15 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, male driver (man)" on this page.
How much is Fiat Panoroma insurance for a 23-year-old woman with no NCD?
S$4,947.67 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, female driver (woman)" on this page.
How much is Fiat Panoroma insurance for a 25-year-old new driver with no NCD?
S$3,911.92 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, male driver (man)" on this page.
How much is Fiat Panoroma insurance for a 30-year-old with 20% NCD?
S$1,347.44 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, male driver (man)" on this page.
How much is Fiat Panoroma insurance for a 30-year-old woman with 50% NCD?
S$761.94 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, female driver (woman)" on this page.
How much is Fiat Panoroma insurance for a 35-year-old with 30% NCD?
S$959.71 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, male driver (man)" on this page.
How much is Fiat Panoroma insurance for a 50-year-old with 50% NCD?
S$671.80 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, male driver (man)" on this page.
How much is Fiat Panoroma insurance for a 60-year-old woman with 50% NCD?
S$683.79 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, female driver (woman)" on this page.
How much is Fiat Panoroma insurance for a 70-year-old driver with 50% NCD?
S$1,190.34 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, male driver (man)" on this page.
How much is Fiat Panoroma insurance for a 40-year-old driver after one claim, with 20% NCD?
S$1,986.19 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.
How much is Fiat Panoroma insurance for a new car (1 year old), driver aged 40 with 50% NCD?
S$692.79 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, new car (1 year old), male driver" on this page.
How much is Fiat Panoroma insurance for an 8-year-old car, driver aged 40 with 50% NCD?
S$637.37 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Fiat Panoroma insurance price by driver age and NCD, older car (8 years old), male driver" on this page.
How much is car insurance for Fiat Panoroma 1.4, 3 years old, 50% no-claim discount?
Today, 5 insurers price this, from S$651.23 to S$1,889.11 (as at 20 Oct 2026). The cheapest is HL Assurance Car Protect360 Comprehensive at S$651.23 (as at 20 Oct 2026). All prices include 9% GST.
What do these prices assume?
Fiat Panoroma 1.4. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.
How much does a 50% no-claim discount save on Fiat Panoroma insurance?
Today the lowest price for our standard driver is S$651.23 (as at 20 Oct 2026) with 50% NCD and S$1,497.83 (as at 20 Oct 2026) with no NCD, so the discount saves S$846.60 a year.
Do younger drivers pay more to insure a Fiat Panoroma?
Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,636.20 (as at 20 Oct 2026) today, S$984.97 more than our standard driver aged 40.
Which insurers have no online price for the Fiat Panoroma?
Allianz, Budget Direct, DirectAsia, ECICS, Etiqa, FWD, Great American, Income, India International, Liberty, MS First Capital, MSIG, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.