Home insurance
How Chubb prices home insurance
Priced online
What the figures include
The table's figures already include 9% GST.
Prices from this table are as at 15 Oct 2026, the day we last checked them against Chubb's own online quotes.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 1, live since 15 Oct 2026.
Plans and how each is priced
DBS myHome Protect II Classic (underwritten by Chubb)
Offered when Contents sum insured up to S$50,000
Base premium S$122.12
Excess None
DBS myHome Protect II Premium (underwritten by Chubb)
Offered when Contents sum insured up to S$100,000
Base premium S$226.76
Excess None
DBS myHome Protect II Ultimate (underwritten by Chubb)
Offered when Contents sum insured up to S$150,000
Base premium S$296.44
Excess None
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Classic, HDB owner, S$30,000 contentsDBS myHome Protect II Classic (underwritten by Chubb) |
|
| S$122.12 |
| Classic, condo tenant, S$30,000 contentsDBS myHome Protect II Classic (underwritten by Chubb) |
|
| S$122.12 |
| Premium, HDB owner, S$30,000 contentsDBS myHome Protect II Premium (underwritten by Chubb) |
|
| S$226.76 |
| Premium, HDB owner, S$60,000 contentsDBS myHome Protect II Premium (underwritten by Chubb) |
|
| S$226.76 |
| Premium, landed owner, S$100,000 contentsDBS myHome Protect II Premium (underwritten by Chubb) |
|
| S$226.76 |
| Ultimate, condo tenant, S$60,000 contentsDBS myHome Protect II Ultimate (underwritten by Chubb) |
|
| S$296.44 |
Show the other 1 examples
| Example | Answers | Working | Premium |
|---|---|---|---|
| Ultimate, landed owner, S$100,000 contentsDBS myHome Protect II Ultimate (underwritten by Chubb) |
|
| S$296.44 |
Where the figures come from
- Chubb Singapore Home and Valuables Insurance page (Masterpiece; FAQ on minimum premium) read 5 Oct 2026
- Chubb Masterpiece Insurance for Your Home and Contents page read 5 Oct 2026
- Chubb Masterpiece Personal Liability Insurance page read 5 Oct 2026
- myHome Protect II policy wording (July 2021): schedule of limits by plan, defined events, exclusions read 15 Oct 2026
- myHome Protect II FAQ (July 2021): eligibility, renovations, no-claim bonus, excess, add-ons read 15 Oct 2026
Plus 5 files of saved quotes, data and screenshots from Chubb's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes and matched to worked examples in the insurer's brochure.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.
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