Shenton Brokers
Log in
← Compare other insurers

Home insurance

Chubb vs ERGO home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Chubb was cheaper on 2, ERGO on 10. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleChubbERGO
HDB flat, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$88.94ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026
Condo, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$81.75ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026
Landed house, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$272.50ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026
HDB flat, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$53.41ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026
HDB flat, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$148.24ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026
HDB flat, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$53.41ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026
HDB flat, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$88.94ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026
HDB flat, tenant, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$148.24ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026
Condo, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$81.75ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026
Condo, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$163.50ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026
Condo, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$272.50ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026
Condo, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$163.50ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Chubb DBS myHome Protect II Premium (underwritten by Chubb), ERGO ERGO HomeSecure Custom (contents only, no building or renovation cover).
CoverChubbERGO
RenovationsUp to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure)Not covered (contents only; ERGO's Custom plan can add building and renovations cover at extra cost, or take HomeSecure Smart or Enhanced)
Personal liabilityS$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess)S$500,000 worldwide (top-up to S$3 million)
Alternative accommodationUp to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived inNot covered (a building and renovations benefit; contents-only cover has none)
ExcessS$0.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Chubb or ERGO cheaper for home insurance?

Of the 12 examples both price, Chubb was cheaper on 2, ERGO on 10. Your own answers can change the order, so get your own quote.

How does Chubb's cover compare with ERGO's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), ERGO ERGO HomeSecure Custom (contents only, no building or renovation cover)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), ERGO Not covered (contents only; ERGO's Custom plan can add building and renovations cover at extra cost, or take HomeSecure Smart or Enhanced); Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), ERGO S$500,000 worldwide (top-up to S$3 million); Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, ERGO Not covered (a building and renovations benefit; contents-only cover has none); Excess: Chubb S$0.00, ERGO S$100.00.

What discounts are Chubb and ERGO running?

Chubb: none to show. ERGO: none to show.