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Home insurance

Chubb vs MSIG home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Chubb was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleChubbMSIG
HDB flat, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Chubb DBS myHome Protect II Premium (underwritten by Chubb), MSIG HomeEasy Gold (owner or landlord).
CoverChubbMSIG
RenovationsUp to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure)S$120,000
Personal liabilityS$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess)S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate)
Alternative accommodationUp to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived inAlternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Chubb or MSIG cheaper for home insurance?

Of the 12 examples both price, Chubb was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

How does Chubb's cover compare with MSIG's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), MSIG HomeEasy Gold (owner or landlord)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), MSIG S$120,000; Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate); Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000); Excess: Chubb S$0.00, MSIG S$0.00.

What discounts are Chubb and MSIG running?

Chubb: none to show. MSIG: 20% off.