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Home insurance

Chubb vs Lonpac home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Chubb was cheaper on 8, Lonpac on 4. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleChubbLonpac
HDB flat, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$381.50Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
Condo, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Chubb DBS myHome Protect II Premium (underwritten by Chubb), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA).
CoverChubbLonpac
RenovationsUp to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure)Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess
Personal liabilityS$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess)S$1,000,000 personal and family liability, worldwide, free with the contents cover
Alternative accommodationUp to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived inAlternative accommodation and/or loss of rent covered (product page); limit not stated
ExcessS$0.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Chubb or Lonpac cheaper for home insurance?

Of the 12 examples both price, Chubb was cheaper on 8, Lonpac on 4. Your own answers can change the order, so get your own quote.

How does Chubb's cover compare with Lonpac's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess; Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated; Excess: Chubb S$0.00, Lonpac S$100.00.

What discounts are Chubb and Lonpac running?

Chubb: none to show. Lonpac: none to show.