Home insurance
Chubb vs UOI home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Chubb was cheaper on 0, UOI on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | UOI |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$126.33UniHome Insurance, landed home (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$126.33UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | UOI |
|---|---|---|
| Renovations | Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure) | Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations) |
| Personal liability | S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess) | S$500,000 worldwide |
| Alternative accommodation | Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in | Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000) |
| Excess | S$0.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or UOI cheaper for home insurance?
Of the 12 examples both price, Chubb was cheaper on 0, UOI on 12. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with UOI's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), UOI UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), UOI Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations); Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), UOI S$500,000 worldwide; Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, UOI Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000); Excess: Chubb S$0.00, UOI S$100.00.
What discounts are Chubb and UOI running?
Chubb: none to show. UOI: none to show.