← UOI
Compare home quotesUOI home insurance prices todayBuy on UOI's site
Home insurance
How UOI prices home insurance
Priced online
What the figures include
The table's figures are before GST. We add 9% GST to each price.
Prices from this table are as at 11 Oct 2026, the day we last checked them against UOI's own online quotes.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 3, live since 20 Oct 2026.
Plans and how each is priced
UniHome Insurance, HDB flat (your contents sum, renovations S$50,000, no building cover)
Offered when Property type is HDB flat
| Contents sum insured | Figure |
|---|---|
| S$15,000 | S$78.50 |
| S$30,000 | S$80.30 |
| S$60,000 | S$85.10 |
| S$100,000 | S$91.90 |
Excess S$100.00
UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)
Offered when Property type is HDB flat
| Contents sum insured | Figure |
|---|---|
| S$15,000 | S$69.50 |
| S$30,000 | S$71.30 |
| S$60,000 | S$76.10 |
| S$100,000 | S$82.90 |
Excess S$100.00
UniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover)
Offered when Property type is Condominium
| Contents sum insured | Figure |
|---|---|
| S$15,000 | S$108.90 |
| S$30,000 | S$108.90 |
| S$60,000 | S$123.30 |
| S$100,000 | S$140.90 |
Excess S$100.00
UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)
Offered when Property type is Condominium
| Contents sum insured | Figure |
|---|---|
| S$15,000 | S$83.90 |
| S$30,000 | S$83.90 |
| S$60,000 | S$98.30 |
| S$100,000 | S$115.90 |
Excess S$100.00
UniHome Insurance, landed home (your contents sum, renovations S$100,000, no building cover)
Offered when Property type is Landed house
| Contents sum insured | Figure |
|---|---|
| S$15,000 | S$108.90 |
| S$30,000 | S$108.90 |
| S$60,000 | S$123.30 |
| S$100,000 | S$140.90 |
Excess S$100.00
UniHome Insurance, landed home (contents only, no renovation cover, no building cover)
Offered when Property type is Landed house
| Contents sum insured | Figure |
|---|---|
| S$15,000 | S$83.90 |
| S$30,000 | S$83.90 |
| S$60,000 | S$98.30 |
| S$100,000 | S$115.90 |
Excess S$100.00
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| UniHome, HDB flat, owner, S$15,000 contents (priced at the S$20,000 minimum)UniHome Insurance, HDB flat (your contents sum, renovations S$50,000, no building cover) |
|
| S$85.57 |
| UniHome, HDB flat, contents only, tenant, S$15,000 contents (priced at the S$20,000 minimum)UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover) |
|
| S$75.76 |
| UniHome, condominium, tenant, S$15,000 contents (priced at the S$30,000 minimum)UniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover) |
|
| S$118.70 |
| UniHome, HDB flat, owner, S$30,000 contentsUniHome Insurance, HDB flat (your contents sum, renovations S$50,000, no building cover) |
|
| S$87.53 |
| UniHome, HDB flat, owner, S$60,000 contentsUniHome Insurance, HDB flat (your contents sum, renovations S$50,000, no building cover) |
|
| S$92.76 |
| UniHome, HDB flat, owner, S$100,000 contentsUniHome Insurance, HDB flat (your contents sum, renovations S$50,000, no building cover) |
|
| S$100.17 |
Show the other 14 examples
| Example | Answers | Working | Premium |
|---|---|---|---|
| UniHome, HDB flat, tenant, S$60,000 contentsUniHome Insurance, HDB flat (your contents sum, renovations S$50,000, no building cover) |
|
| S$92.76 |
| UniHome, condominium, owner, S$30,000 contentsUniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover) |
|
| S$118.70 |
| UniHome, condominium, owner, S$60,000 contentsUniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover) |
|
| S$134.40 |
| UniHome, condominium, owner, S$100,000 contentsUniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover) |
|
| S$153.58 |
| UniHome, condominium, tenant, S$60,000 contentsUniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover) |
|
| S$134.40 |
| UniHome, landed home (terrace), owner, S$60,000 contentsUniHome Insurance, landed home (your contents sum, renovations S$100,000, no building cover) |
|
| S$134.40 |
| UniHome, landed home (bungalow), owner, S$100,000 contentsUniHome Insurance, landed home (your contents sum, renovations S$100,000, no building cover) |
|
| S$134.40 |
| UniHome, HDB flat, contents only, owner, S$30,000 contentsUniHome Insurance, HDB flat (contents only, no renovation cover, no building cover) |
|
| S$77.72 |
| UniHome, condominium, contents only, tenant, S$30,000 contentsUniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover) |
|
| S$91.45 |
| UniHome, HDB flat, contents only, owner, S$60,000 contentsUniHome Insurance, HDB flat (contents only, no renovation cover, no building cover) |
|
| S$82.95 |
| UniHome, condominium, contents only, tenant, S$60,000 contentsUniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover) |
|
| S$107.15 |
| UniHome, HDB flat, contents only, owner, S$100,000 contentsUniHome Insurance, HDB flat (contents only, no renovation cover, no building cover) |
|
| S$90.36 |
| UniHome, condominium, contents only, tenant, S$100,000 contentsUniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover) |
|
| S$126.33 |
| UniHome, landed home (bungalow), contents only, owner, S$60,000 contentsUniHome Insurance, landed home (contents only, no renovation cover, no building cover) |
|
| S$107.15 |
Where the figures come from
- UOI UniHome Insurance product page read 5 Oct 2026
- UniHome Insurance FAQs (Ver. Jun 2026) read 5 Oct 2026
- UniHome policy wording F14020626 read 5 Oct 2026
- UOI UniHome online quote app (Unqork; the page that signs the visitor in anonymously and loads the form) read 11 Oct 2026
Plus 5 files of saved quotes, data and screenshots from UOI's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.