Home insurance
Great American vs UOI home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Great American was cheaper on 0, UOI on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Great American | UOI |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$126.33UniHome Insurance, landed home (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$126.33UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Great American | UOI |
|---|---|---|
| Renovations | Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum) | Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations) |
| Personal liability | Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST | S$500,000 worldwide |
| Alternative accommodation | Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure) | Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000) |
| Excess | Not published | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Great American: none to show
- UOI: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Great American or UOI cheaper for home insurance?
Of the 12 examples both price, Great American was cheaper on 0, UOI on 12. Your own answers can change the order, so get your own quote.
How does Great American's cover compare with UOI's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great American Great Home Insurance Elite (S$60,000 contents), UOI UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)): Renovations: Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum), UOI Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations); Personal liability: Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST, UOI S$500,000 worldwide; Alternative accommodation: Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure), UOI Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000); Excess: Great American Not published, UOI S$100.00.
What discounts are Great American and UOI running?
Great American: none to show. UOI: none to show.