Home insurance
AIG vs UOI home insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, AIG was cheaper on 11, UOI on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | UOI |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | No online price | S$126.33UniHome Insurance, landed home (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$126.33UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | UOI |
|---|---|---|
| Renovations | Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000 | Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations) |
| Personal liability | S$400,000 | S$500,000 worldwide |
| Alternative accommodation | Up to S$20,000, for up to 90 days | Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000) |
| Excess | S$0.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or UOI cheaper for home insurance?
Of the 11 examples both price, AIG was cheaper on 11, UOI on 0. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with UOI's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (AIG Homes Essential (HDB and condominium only), UOI UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)): Renovations: AIG Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000, UOI Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations); Personal liability: AIG S$400,000, UOI S$500,000 worldwide; Alternative accommodation: AIG Up to S$20,000, for up to 90 days, UOI Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000); Excess: AIG S$0.00, UOI S$100.00.
What discounts are AIG and UOI running?
AIG: none to show. UOI: none to show.