Home insurance

How AIG prices home insurance

Priced online

What the figures include

The table's figures already include 9% GST.

Prices from this table are as at 12 Oct 2026, the day we last checked them against AIG's own online quotes.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 4, live since 20 Oct 2026.

Plans and how each is priced

Homes Essential (HDB and condominium only)

Offered when Landed home is No

Base premium S$75.76

Excess None

Homes Advantage Package Classic (contents S$20,000, building S$85,000)

Offered when Contents sum insured up to S$20,000

Base premium S$203.56

Excess None

Homes Advantage Package Superior (contents S$35,000, building S$135,000)

Offered when Contents sum insured up to S$35,000

Base premium S$290.76

Excess None

Homes Advantage Package Premier (contents S$50,000, building S$225,000)

Offered when Contents sum insured up to S$50,000

Base premium S$401.94

Excess None

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

Example	Answers	Working	Premium
Homes Essential: HDB, S$30,000 contents (brochure S$75.76 incl. GST)Homes Essential (HDB and condominium only)	Landed home: No Contents sum insured: S$30,000	Base S$75.76 GST is included: S$75.76	S$75.76
Homes Essential: condo tenant, S$100,000 contentsHomes Essential (HDB and condominium only)	Landed home: No Contents sum insured: S$100,000	Base S$75.76 GST is included: S$75.76	S$75.76
Homes Essential: HDB, S$60,000 contentsHomes Essential (HDB and condominium only)	Landed home: No Contents sum insured: S$60,000	Base S$75.76 GST is included: S$75.76	S$75.76
Homes Advantage Superior: condo, S$30,000 contents (page S$290.76 incl. GST)Homes Advantage Package Superior (contents S$35,000, building S$135,000)	Landed home: No Contents sum insured: S$30,000	Base S$290.76 GST is included: S$290.76	S$290.76
Homes Advantage Premier: landed, S$30,000 contents (page S$401.94 incl. GST)Homes Advantage Package Premier (contents S$50,000, building S$225,000)	Landed home: Yes Contents sum insured: S$30,000	Base S$401.94 GST is included: S$401.94	S$401.94
Homes Advantage Premier: HDB tenant, S$30,000 contentsHomes Advantage Package Premier (contents S$50,000, building S$225,000)	Landed home: No Contents sum insured: S$30,000	Base S$401.94 GST is included: S$401.94	S$401.94

Where the figures come from

AIG Homes Advantage product page with the quick-quote form, its gateway config block, the packages' GST-inclusive premiums and benefit table, and the voucher promotion (to 31 Dec 2026) read 12 Oct 2026
AIG Homes Essential product page with the quick-quote form and its gateway config block read 12 Oct 2026
Homes Advantage Package policy wording (with home assistance): insured perils and excesses, cover limits, general exclusions read 12 Oct 2026
Homes Advantage Package brochure PP814-03/20 (benefits per package) read 5 Oct 2026
Homes Essential product profile brochure (SGPPHECPP202409), benefits and premium read 5 Oct 2026
Homes Essential policy wording read 5 Oct 2026

Plus 3 files of saved quotes, data and screenshots from AIG's online quote tool, kept with the table.

Before going live the table was checked against the insurer's own online quotes.

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