Home insurance
AIG vs FWD home insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, AIG was cheaper on 10, FWD on 1. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | FWD |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$98.78FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$77.92FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026 |
| Landed house, owner, S$100,000 contents | No online price | S$229.45FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included)as at 15 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$84.99FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$130.75FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$70.31FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$84.09FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$116.06FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| Condo, owner, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$109.97FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, owner, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$130.19FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, owner, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$169.18FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$98.14FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | FWD |
|---|---|---|
| Renovations | Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000 | S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000) |
| Personal liability | S$400,000 | Up to S$500,000 worldwide |
| Alternative accommodation | Up to S$20,000, for up to 90 days | Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or FWD cheaper for home insurance?
Of the 11 examples both price, AIG was cheaper on 10, FWD on 1. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with FWD's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (AIG Homes Essential (HDB and condominium only), FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)): Renovations: AIG Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000, FWD S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000); Personal liability: AIG S$400,000, FWD Up to S$500,000 worldwide; Alternative accommodation: AIG Up to S$20,000, for up to 90 days, FWD Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000); Excess: AIG S$0.00, FWD S$0.00.
What discounts are AIG and FWD running?
AIG: none to show. FWD: none to show.