Home insurance

AIG vs Income home insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, AIG was cheaper on 7, Income on 4. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
Example	AIG	Income
HDB flat, owner, S$60,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$71.22Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026
Condo, tenant, S$30,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$98.59Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026
Landed house, owner, S$100,000 contents	No online price	S$430.55Enhanced Home Insurance, landed house (S$600,000 building and S$150,000 renovations included)as at 16 Oct 2026
HDB flat, owner, S$30,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$43.10Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026
HDB flat, owner, S$100,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$108.72Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026
HDB flat, tenant, S$30,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$43.10Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026
HDB flat, tenant, S$60,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$71.22Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026
HDB flat, tenant, S$100,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$108.72Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026
Condo, owner, S$30,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$257.58Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026
Condo, owner, S$60,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$295.02Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026
Condo, owner, S$100,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$344.94Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026
Condo, tenant, S$60,000 contents	S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026	S$136.03Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: AIG Homes Essential (HDB and condominium only), Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations).
Cover	AIG	Income
Renovations	Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000	S$60,000
Personal liability	S$400,000	S$5,000,000
Alternative accommodation	Up to S$20,000, for up to 90 days	10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day)
Excess	S$0.00	S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

AIG: none to show
Income: none to show

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is AIG or Income cheaper for home insurance?

Of the 11 examples both price, AIG was cheaper on 7, Income on 4. Your own answers can change the order, so get your own quote.

How does AIG's cover compare with Income's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (AIG Homes Essential (HDB and condominium only), Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)): Renovations: AIG Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000, Income S$60,000; Personal liability: AIG S$400,000, Income S$5,000,000; Alternative accommodation: AIG Up to S$20,000, for up to 90 days, Income 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day); Excess: AIG S$0.00, Income S$0.00.

What discounts are AIG and Income running?

AIG: none to show. Income: none to show.