Home insurance
AIG vs MSIG home insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, AIG was cheaper on 5, MSIG on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | MSIG |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | No online price | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | MSIG |
|---|---|---|
| Renovations | Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000 | S$120,000 |
| Personal liability | S$400,000 | S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate) |
| Alternative accommodation | Up to S$20,000, for up to 90 days | Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or MSIG cheaper for home insurance?
Of the 11 examples both price, AIG was cheaper on 5, MSIG on 6. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with MSIG's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (AIG Homes Essential (HDB and condominium only), MSIG HomeEasy Gold (owner or landlord)): Renovations: AIG Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000, MSIG S$120,000; Personal liability: AIG S$400,000, MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate); Alternative accommodation: AIG Up to S$20,000, for up to 90 days, MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000); Excess: AIG S$0.00, MSIG S$0.00.
What discounts are AIG and MSIG running?
AIG: none to show. MSIG: 20% off.