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Home insurance

AIG vs Allianz home insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, AIG was cheaper on 11, Allianz on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAIGAllianz
HDB flat, owner, S$60,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026
Condo, tenant, S$30,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026
Landed house, owner, S$100,000 contentsNo online priceS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026
HDB flat, owner, S$30,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026
HDB flat, owner, S$100,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026
HDB flat, tenant, S$30,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026
HDB flat, tenant, S$60,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026
HDB flat, tenant, S$100,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026
Condo, owner, S$30,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026
Condo, owner, S$60,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026
Condo, owner, S$100,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026
Condo, tenant, S$60,000 contentsS$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: AIG Homes Essential (HDB and condominium only), Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations).
CoverAIGAllianz
RenovationsIncluded in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover
Personal liabilityS$400,000S$2,000,000 an event, worldwide (you and your family members)
Alternative accommodationUp to S$20,000, for up to 90 daysS$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event
ExcessS$0.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is AIG or Allianz cheaper for home insurance?

Of the 11 examples both price, AIG was cheaper on 11, Allianz on 0. Your own answers can change the order, so get your own quote.

How does AIG's cover compare with Allianz's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (AIG Homes Essential (HDB and condominium only), Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations)): Renovations: AIG Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000, Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover; Personal liability: AIG S$400,000, Allianz S$2,000,000 an event, worldwide (you and your family members); Alternative accommodation: AIG Up to S$20,000, for up to 90 days, Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event; Excess: AIG S$0.00, Allianz S$100.00.

What discounts are AIG and Allianz running?

AIG: none to show. Allianz: none to show.