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Home insurance

How Allianz prices home insurance

Priced online

What the figures include

The table's figures already include 9% GST.

Prices from this table are as at 12 Oct 2026, the day we read Allianz's published rates.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 2, live since 15 Oct 2026.

Plans and how each is priced

Home Protect Silver (S$40,000 contents, S$60,000 renovations)

Offered when Contents sum insured up to S$40,000

Base premium S$98.10

Excess S$100.00

Home Protect Gold (S$60,000 contents, S$90,000 renovations)

Offered when Contents sum insured up to S$60,000

Base premium S$153.69

Excess S$100.00

Home Protect Platinum (S$100,000 contents, S$150,000 renovations)

Offered when Contents sum insured up to S$100,000

Base premium S$273.59

Excess S$100.00

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Silver: HDB owner, S$30,000 contents asked (table: S$98.10 incl. GST)Home Protect Silver (S$40,000 contents, S$60,000 renovations)
  • Contents sum insured: S$30,000
  1. Base S$98.10
  2. GST is included: S$98.10
S$98.10
Gold: condo tenant, S$60,000 contents (table: S$153.69 incl. GST)Home Protect Gold (S$60,000 contents, S$90,000 renovations)
  • Contents sum insured: S$60,000
  1. Base S$153.69
  2. GST is included: S$153.69
S$153.69
Platinum: landed owner, S$100,000 contents (table: S$273.59 incl. GST)Home Protect Platinum (S$100,000 contents, S$150,000 renovations)
  • Contents sum insured: S$100,000
  1. Base S$273.59
  2. GST is included: S$273.59
S$273.59
Platinum: HDB tenant, S$30,000 contents asked, the same price for every home (table: S$273.59)Home Protect Platinum (S$100,000 contents, S$150,000 renovations)
  • Contents sum insured: S$30,000
  1. Base S$273.59
  2. GST is included: S$273.59
S$273.59

Where the figures come from

Before going live the table was read from the published table and matched to worked examples in the insurer's brochure.

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Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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