Home insurance
Allianz vs Lonpac home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Allianz was cheaper on 12, Lonpac on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz | Lonpac |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026 | S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026 | S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026 | S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026 | S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026 | S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026 | S$381.50Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026 | S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026 | S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026 | S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | Lonpac |
|---|---|---|
| Renovations | S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover | Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess |
| Personal liability | S$2,000,000 an event, worldwide (you and your family members) | S$1,000,000 personal and family liability, worldwide, free with the contents cover |
| Alternative accommodation | S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event | Alternative accommodation and/or loss of rent covered (product page); limit not stated |
| Excess | S$100.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or Lonpac cheaper for home insurance?
Of the 12 examples both price, Allianz was cheaper on 12, Lonpac on 0. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with Lonpac's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)): Renovations: Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover, Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess; Personal liability: Allianz S$2,000,000 an event, worldwide (you and your family members), Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; Alternative accommodation: Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event, Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated; Excess: Allianz S$100.00, Lonpac S$100.00.
What discounts are Allianz and Lonpac running?
Allianz: none to show. Lonpac: none to show.