Allianz vs Chubb home insurance

Of the 12 examples both price, Allianz was cheaper on 8, Chubb on 4. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), Chubb DBS myHome Protect II Premium (underwritten by Chubb)): Renovations: Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover, Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure); Personal liability: Allianz S$2,000,000 an event, worldwide (you and your family members), Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess); Alternative accommodation: Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event, Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in; Excess: Allianz S$100.00, Chubb S$0.00.

Allianz: none to show. Chubb: none to show.