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Home insurance

Allianz vs India International home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Allianz was cheaper on 12, India International on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAllianzIndia International
HDB flat, owner, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, tenant, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Landed house, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, owner, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, tenant, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, tenant, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, tenant, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, owner, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, owner, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, tenant, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), India International i-Home (your contents sum, plus fixtures and renovations S$50,000).
CoverAllianzIndia International
RenovationsS$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building coverFixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000
Personal liabilityS$2,000,000 an event, worldwide (you and your family members)S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability
Alternative accommodationS$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an eventS$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent
ExcessS$100.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Allianz or India International cheaper for home insurance?

Of the 12 examples both price, Allianz was cheaper on 12, India International on 0. Your own answers can change the order, so get your own quote.

How does Allianz's cover compare with India International's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), India International i-Home (your contents sum, plus fixtures and renovations S$50,000)): Renovations: Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover, India International Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000; Personal liability: Allianz S$2,000,000 an event, worldwide (you and your family members), India International S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability; Alternative accommodation: Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event, India International S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent; Excess: Allianz S$100.00, India International S$0.00.

What discounts are Allianz and India International running?

Allianz: none to show. India International: none to show.