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Home insurance

How India International prices home insurance

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 10 Oct 2026, the day we last checked them against India International's own online quotes.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 4, live since 20 Oct 2026.

Plans and how each is priced

i-Home (your contents sum, plus fixtures and renovations S$50,000)

Base premium
Contents sum insuredFigure
S$15,000S$117.50
S$30,000S$147.50
S$60,000S$237.50
S$100,000S$357.50

Excess None

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
HDB owner, S$30,000 contentsi-Home (your contents sum, plus fixtures and renovations S$50,000)
  • Contents sum insured: S$30,000
  1. Base S$147.50 (Contents sum insured S$30,000)
  2. + 9% GST = S$160.78
S$160.78
Condo tenant, S$60,000 contentsi-Home (your contents sum, plus fixtures and renovations S$50,000)
  • Contents sum insured: S$60,000
  1. Base S$237.50 (Contents sum insured S$60,000)
  2. + 9% GST = S$258.88
S$258.88
Landed owner, S$100,000 contentsi-Home (your contents sum, plus fixtures and renovations S$50,000)
  • Contents sum insured: S$100,000
  1. Base S$357.50 (Contents sum insured S$100,000)
  2. + 9% GST = S$389.68
S$389.68

Where the figures come from

Plus 5 files of saved quotes, data and screenshots from India International's online quote tool, kept with the table.

Before going live the table was checked against the insurer's own online quotes.

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Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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