Home insurance
India International vs Liberty home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, India International was cheaper on 0, Liberty on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | India International | Liberty |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$30,000 contents | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| Condo, owner, S$60,000 contents | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$100,000 contents | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | India International | Liberty |
|---|---|---|
| Renovations | Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000 | Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000) |
| Personal liability | S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability | S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan) |
| Alternative accommodation | S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent | Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- India International: none to show
- Liberty: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is India International or Liberty cheaper for home insurance?
Of the 12 examples both price, India International was cheaper on 0, Liberty on 12. Your own answers can change the order, so get your own quote.
How does India International's cover compare with Liberty's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (India International i-Home (your contents sum, plus fixtures and renovations S$50,000), Liberty Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)): Renovations: India International Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000, Liberty Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000); Personal liability: India International S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability, Liberty S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan); Alternative accommodation: India International S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent, Liberty Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events; Excess: India International S$0.00, Liberty S$0.00.
What discounts are India International and Liberty running?
India International: none to show. Liberty: none to show.