Home insurance
India International vs UOI home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, India International was cheaper on 0, UOI on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | India International | UOI |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$126.33UniHome Insurance, landed home (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$126.33UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | India International | UOI |
|---|---|---|
| Renovations | Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000 | Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations) |
| Personal liability | S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability | S$500,000 worldwide |
| Alternative accommodation | S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent | Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000) |
| Excess | S$0.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- India International: none to show
- UOI: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is India International or UOI cheaper for home insurance?
Of the 12 examples both price, India International was cheaper on 0, UOI on 12. Your own answers can change the order, so get your own quote.
How does India International's cover compare with UOI's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (India International i-Home (your contents sum, plus fixtures and renovations S$50,000), UOI UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)): Renovations: India International Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000, UOI Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations); Personal liability: India International S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability, UOI S$500,000 worldwide; Alternative accommodation: India International S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent, UOI Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000); Excess: India International S$0.00, UOI S$100.00.
What discounts are India International and UOI running?
India International: none to show. UOI: none to show.