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Home insurance

India International vs Lonpac home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, India International was cheaper on 0, Lonpac on 12. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleIndia InternationalLonpac
HDB flat, owner, S$60,000 contentsS$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$381.50Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
Condo, owner, S$30,000 contentsS$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: India International i-Home (your contents sum, plus fixtures and renovations S$50,000), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA).
CoverIndia InternationalLonpac
RenovationsFixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess
Personal liabilityS$1,000,000 worldwide personal and family liability, property owner's and occupier's liabilityS$1,000,000 personal and family liability, worldwide, free with the contents cover
Alternative accommodationS$5,000 a month, up to S$15,000, for alternative accommodation or loss of rentAlternative accommodation and/or loss of rent covered (product page); limit not stated
ExcessS$0.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is India International or Lonpac cheaper for home insurance?

Of the 12 examples both price, India International was cheaper on 0, Lonpac on 12. Your own answers can change the order, so get your own quote.

How does India International's cover compare with Lonpac's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (India International i-Home (your contents sum, plus fixtures and renovations S$50,000), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)): Renovations: India International Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000, Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess; Personal liability: India International S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability, Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; Alternative accommodation: India International S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent, Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated; Excess: India International S$0.00, Lonpac S$100.00.

What discounts are India International and Lonpac running?

India International: none to show. Lonpac: none to show.