Home insurance
Etiqa vs India International home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Etiqa was cheaper on 12, India International on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Etiqa | India International |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$79.91Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$57.70Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUS | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$289.42Tiq Home Insurance (landed, owner)as at 19 Oct 2026code TIQHOME25PLUS | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$70.13Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$109.25Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$54.28Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$64.06Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$93.40Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| Condo, owner, S$30,000 contents | S$103.35Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS | S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| Condo, owner, S$60,000 contents | S$128.96Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| Condo, owner, S$100,000 contents | S$154.56Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS | S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$88.43Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUS | S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | India International |
|---|---|---|
| Renovation | S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked) | Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000 |
| Personal liability | S$500,000 worldwide (except the USA and Canada) | S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability |
| Alternative accommodation | Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50% | S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Etiqa: Promo code TIQHOME25PLUS: 25% off
- India International: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Etiqa or India International cheaper for home insurance?
Of the 12 examples both price, Etiqa was cheaper on 12, India International on 0. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with India International's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat), India International i-Home (your contents sum, plus fixtures and renovations S$50,000)): Renovation: Etiqa S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked), India International Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000; Personal liability: Etiqa S$500,000 worldwide (except the USA and Canada), India International S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability; Alternative accommodation: Etiqa Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%, India International S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent; Excess: Etiqa S$0.00, India International S$0.00.
What discounts are Etiqa and India International running?
Etiqa: Promo code TIQHOME25PLUS: 25% off. India International: none to show.