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Etiqa

Home insurance

How Etiqa prices home insurance

Priced online

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 19 Oct 2026, the day we last checked them against Etiqa's own online quotes.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 7, live since 20 Oct 2026.

Plans and how each is priced

Tiq Home Insurance (HDB, owner)

Promotion

Offered when Occupancy is Owner; Property type is HDB flat; Contents sum insured up to S$100,000

Base premium
Contents sum insuredFigure
Up to S$30,000S$87.97
S$30,001 to S$60,000S$99.94
S$60,001 to S$100,000S$135.83

Excess None

Promo code TIQHOME25PLUS: 25% off the list price until 31 Oct 2026.

Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)

Promotion

Offered when Occupancy is Owner; Property type is HDB flat; Contents sum insured up to S$100,000

Base premium
Contents sum insuredFigure
Up to S$30,000S$85.78
S$30,001 to S$60,000S$97.74
S$60,001 to S$100,000S$133.64

Excess None

Promo code TIQHOME25PLUS: 25% off the list price until 31 Oct 2026.

Tiq Home Insurance (condominium, owner)

Promotion

Offered when Occupancy is Owner; Property type is Condominium; Contents sum insured up to S$100,000

Base premium
Contents sum insuredFigure
Up to S$30,000S$126.42
S$30,001 to S$60,000S$157.74
S$60,001 to S$100,000S$189.07

Excess None

Promo code TIQHOME25PLUS: 25% off the list price until 31 Oct 2026.

Tiq Home Insurance (landed, owner)

Promotion

Offered when Occupancy is Owner; Property type is Landed house; Contents sum insured up to S$100,000

Base premium
Contents sum insuredFigure
Up to S$30,000S$260.02
S$30,001 to S$60,000S$307.02
S$60,001 to S$100,000S$354.02

Excess None

Promo code TIQHOME25PLUS: 25% off the list price until 31 Oct 2026.

Tiq Home Insurance (HDB, tenant)

Promotion

Offered when Occupancy is Tenant; Property type is HDB flat; Contents sum insured up to S$100,000

Base premium
Contents sum insuredFigure
Up to S$30,000S$66.40
S$30,001 to S$60,000S$78.36
S$60,001 to S$100,000S$114.25

Excess None

Promo code TIQHOME25PLUS: 25% off the list price until 31 Oct 2026.

Tiq Home Insurance (condominium, tenant)

Promotion

Offered when Occupancy is Tenant; Property type is Condominium; Contents sum insured up to S$90,000

Base premium
Contents sum insuredFigure
Up to S$30,000S$70.59
S$30,001 to S$60,000S$108.17
S$60,001 to S$90,000S$145.76

Excess None

Promo code TIQHOME25PLUS: 25% off the list price until 31 Oct 2026.

Tiq Home Insurance (landed, tenant)

Promotion

Offered when Occupancy is Tenant; Property type is Landed house; Contents sum insured up to S$90,000

Base premium
Contents sum insuredFigure
Up to S$30,000S$89.40
S$30,001 to S$60,000S$145.80
S$60,001 to S$90,000S$202.20

Excess None

Promo code TIQHOME25PLUS: 25% off the list price until 31 Oct 2026.

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Tiq Home Insurance (HDB, owner), S$30,000 contentsTiq Home Insurance (HDB, owner)
  • Occupancy: Owner
  • Contents sum insured: S$30,000
  • Property type: HDB flat
  1. Base S$87.97 (Contents sum insured Up to S$30,000)
  2. + 9% GST = S$95.89
S$95.89S$71.92 with the 25% promotion
Tiq Home Insurance (HDB, owner), S$100,000 contentsTiq Home Insurance (HDB, owner)
  • Occupancy: Owner
  • Contents sum insured: S$100,000
  • Property type: HDB flat
  1. Base S$135.83 (Contents sum insured S$60,001 to S$100,000)
  2. + 9% GST = S$148.05
S$148.05S$111.04 with the 25% promotion
Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat), S$30,000 contentsTiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)
  • Occupancy: Owner
  • Contents sum insured: S$30,000
  • Property type: HDB flat
  1. Base S$85.78 (Contents sum insured Up to S$30,000)
  2. + 9% GST = S$93.50
S$93.50S$70.13 with the 25% promotion
Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat), S$100,000 contentsTiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)
  • Occupancy: Owner
  • Contents sum insured: S$100,000
  • Property type: HDB flat
  1. Base S$133.64 (Contents sum insured S$60,001 to S$100,000)
  2. + 9% GST = S$145.67
S$145.67S$109.25 with the 25% promotion
Tiq Home Insurance (condominium, owner), S$30,000 contentsTiq Home Insurance (condominium, owner)
  • Occupancy: Owner
  • Contents sum insured: S$30,000
  • Property type: Condominium
  1. Base S$126.42 (Contents sum insured Up to S$30,000)
  2. + 9% GST = S$137.80
S$137.80S$103.35 with the 25% promotion
Tiq Home Insurance (condominium, owner), S$100,000 contentsTiq Home Insurance (condominium, owner)
  • Occupancy: Owner
  • Contents sum insured: S$100,000
  • Property type: Condominium
  1. Base S$189.07 (Contents sum insured S$60,001 to S$100,000)
  2. + 9% GST = S$206.09
S$206.09S$154.56 with the 25% promotion
Show the other 8 examples
ExampleAnswersWorkingPremium
Tiq Home Insurance (landed, owner), S$30,000 contentsTiq Home Insurance (landed, owner)
  • Occupancy: Owner
  • Contents sum insured: S$30,000
  • Property type: Landed house
  1. Base S$260.02 (Contents sum insured Up to S$30,000)
  2. + 9% GST = S$283.42
S$283.42S$212.57 with the 25% promotion
Tiq Home Insurance (landed, owner), S$100,000 contentsTiq Home Insurance (landed, owner)
  • Occupancy: Owner
  • Contents sum insured: S$100,000
  • Property type: Landed house
  1. Base S$354.02 (Contents sum insured S$60,001 to S$100,000)
  2. + 9% GST = S$385.88
S$385.88S$289.42 with the 25% promotion
Tiq Home Insurance (HDB, tenant), S$30,000 contentsTiq Home Insurance (HDB, tenant)
  • Occupancy: Tenant
  • Contents sum insured: S$30,000
  • Property type: HDB flat
  1. Base S$66.40 (Contents sum insured Up to S$30,000)
  2. + 9% GST = S$72.38
S$72.38S$54.28 with the 25% promotion
Tiq Home Insurance (HDB, tenant), S$100,000 contentsTiq Home Insurance (HDB, tenant)
  • Occupancy: Tenant
  • Contents sum insured: S$100,000
  • Property type: HDB flat
  1. Base S$114.25 (Contents sum insured S$60,001 to S$100,000)
  2. + 9% GST = S$124.53
S$124.53S$93.40 with the 25% promotion
Tiq Home Insurance (condominium, tenant), S$30,000 contentsTiq Home Insurance (condominium, tenant)
  • Occupancy: Tenant
  • Contents sum insured: S$30,000
  • Property type: Condominium
  1. Base S$70.59 (Contents sum insured Up to S$30,000)
  2. + 9% GST = S$76.94
S$76.94S$57.70 with the 25% promotion
Tiq Home Insurance (condominium, tenant), S$90,000 contentsTiq Home Insurance (condominium, tenant)
  • Occupancy: Tenant
  • Contents sum insured: S$90,000
  • Property type: Condominium
  1. Base S$145.76 (Contents sum insured S$60,001 to S$90,000)
  2. + 9% GST = S$158.88
S$158.88S$119.16 with the 25% promotion
Tiq Home Insurance (landed, tenant), S$30,000 contentsTiq Home Insurance (landed, tenant)
  • Occupancy: Tenant
  • Contents sum insured: S$30,000
  • Property type: Landed house
  1. Base S$89.40 (Contents sum insured Up to S$30,000)
  2. + 9% GST = S$97.45
S$97.45S$73.08 with the 25% promotion
Tiq Home Insurance (landed, tenant), S$90,000 contentsTiq Home Insurance (landed, tenant)
  • Occupancy: Tenant
  • Contents sum insured: S$90,000
  • Property type: Landed house
  1. Base S$202.20 (Contents sum insured S$60,001 to S$90,000)
  2. + 9% GST = S$220.40
S$220.40S$165.30 with the 25% promotion

Where the figures come from

Plus 3 files of saved quotes, data and screenshots from Etiqa's online quote tool, kept with the table.

Before going live the table was checked against the insurer's own online quotes.

Compare home quotesEtiqa home insurance prices todayBuy on Etiqa's site

Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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