Etiqa vs QBE home insurance

Of the 12 examples both price, Etiqa was cheaper on 10, QBE on 2. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)): Renovation: Etiqa S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked), QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker; Personal liability: Etiqa S$500,000 worldwide (except the USA and Canada), QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide; Alternative accommodation: Etiqa Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%, QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead; Excess: Etiqa S$0.00, QBE S$100.00.

Etiqa: Promo code TIQHOME25PLUS: 25% off. QBE: none to show.