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Home insurance

How QBE prices home insurance

Priced online

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 11 Oct 2026, the day we read QBE's published rates.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 2, live since 20 Oct 2026.

Plans and how each is priced

Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)

Base premium
Property typeFigure
HDB flatS$100.00
CondominiumS$150.00
Landed houseS$240.00

Excess S$100.00

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
HDB owner, S$30,000 contents (portal: S$100 before GST, S$109 payable)Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)
  • Property type: HDB flat
  1. Base S$100.00 (Property type HDB flat)
  2. + 9% GST = S$109.00
S$109.00
Condo owner, S$60,000 contents (portal: S$150 before GST, S$163.50 payable)Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)
  • Property type: Condominium
  1. Base S$150.00 (Property type Condominium)
  2. + 9% GST = S$163.50
S$163.50
Landed owner, S$100,000 contents (portal: S$240 before GST, S$261.60 payable)Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)
  • Property type: Landed house
  1. Base S$240.00 (Property type Landed house)
  2. + 9% GST = S$261.60
S$261.60
HDB tenant, S$100,000 contents (portal: S$100 before GST, S$109 payable)Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)
  • Property type: HDB flat
  1. Base S$100.00 (Property type HDB flat)
  2. + 9% GST = S$109.00
S$109.00
Condo tenant, S$30,000 contents (portal: S$150 before GST, S$163.50 payable)Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)
  • Property type: Condominium
  1. Base S$150.00 (Property type Condominium)
  2. + 9% GST = S$163.50
S$163.50
Landed tenant, S$60,000 contents (brochure: S$240 before GST, S$261.60 with 9% GST)Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)
  • Property type: Landed house
  1. Base S$240.00 (Property type Landed house)
  2. + 9% GST = S$261.60
S$261.60

Where the figures come from

Plus 9 files of saved quotes, data and screenshots from QBE's online quote tool, kept with the table.

Before going live the table was read from the published table, checked against the insurer's own online quotes and matched to worked examples in the insurer's brochure.

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Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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