Lonpac vs QBE home insurance

Of the 12 examples both price, Lonpac was cheaper on 2, QBE on 10. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)): Renovations: Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess, QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker; Personal liability: Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover, QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide; Alternative accommodation: Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated, QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead; Excess: Lonpac S$100.00, QBE S$100.00.

Lonpac: none to show. QBE: none to show.