Home insurance
ECICS vs QBE home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, ECICS was cheaper on 7, QBE on 4, and they tied on 1. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | QBE |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$118.81Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$106.82Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$168.95Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$261.60Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$99.19Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$156.96Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$99.19Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$119.90Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$162.41Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$105.73Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$125.35Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$163.50Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$126.44Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | QBE |
|---|---|---|
| Renovations | S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum | S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker |
| Personal liability | S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together | Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide |
| Alternative accommodation | Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home) | Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead |
| Excess | S$0.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or QBE cheaper for home insurance?
Of the 12 examples both price, ECICS was cheaper on 7, QBE on 4, and they tied on 1. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with QBE's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)): Renovations: ECICS S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum, QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker; Personal liability: ECICS S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together, QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide; Alternative accommodation: ECICS Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home), QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead; Excess: ECICS S$0.00, QBE S$100.00.
What discounts are ECICS and QBE running?
ECICS: none to show. QBE: none to show.