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Home insurance

Great American vs QBE home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Great American was cheaper on 2, QBE on 10. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleGreat AmericanQBE
HDB flat, owner, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$261.60Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Great American Great Home Insurance Elite (S$60,000 contents), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000).
CoverGreat AmericanQBE
RenovationsFixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum)S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker
Personal liabilityUp to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GSTUp to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide
Alternative accommodationLoss of rent and the cost of temporary accommodation are covered (the brochure gives no figure)Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead
ExcessNot publishedS$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Great American or QBE cheaper for home insurance?

Of the 12 examples both price, Great American was cheaper on 2, QBE on 10. Your own answers can change the order, so get your own quote.

How does Great American's cover compare with QBE's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great American Great Home Insurance Elite (S$60,000 contents), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)): Renovations: Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum), QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker; Personal liability: Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST, QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide; Alternative accommodation: Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure), QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead; Excess: Great American Not published, QBE S$100.00.

What discounts are Great American and QBE running?

Great American: none to show. QBE: none to show.