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Home insurance

EQ Insurance vs QBE home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, EQ Insurance was cheaper on 3, QBE on 4, and they tied on 5. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEQ InsuranceQBE
HDB flat, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$261.60Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: EQ Insurance EQ HomeGUARD PLUS Superior, QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000).
CoverEQ InsuranceQBE
RenovationsS$100,000S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker
Personal liabilityS$1,000,000, worldwide except USA and CanadaUp to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide
Alternative accommodationUp to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead
ExcessS$100.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is EQ Insurance or QBE cheaper for home insurance?

Of the 12 examples both price, EQ Insurance was cheaper on 3, QBE on 4, and they tied on 5. Your own answers can change the order, so get your own quote.

How does EQ Insurance's cover compare with QBE's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)): Renovations: EQ Insurance S$100,000, QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker; Personal liability: EQ Insurance S$1,000,000, worldwide except USA and Canada, QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide; Alternative accommodation: EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000, QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead; Excess: EQ Insurance S$100.00, QBE S$100.00.

What discounts are EQ Insurance and QBE running?

EQ Insurance: none to show. QBE: none to show.