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EQ Insurance

Home insurance

How EQ Insurance prices home insurance

Priced online

What the figures include

The table's figures already include 9% GST.

Prices from this table are as at 5 Oct 2026, the day we read EQ Insurance's published rates.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 3, live since 20 Oct 2026.

Plans and how each is priced

EQ HomeGUARD PLUS Essential

Offered when Contents sum insured up to S$25,000

Base premium S$65.40

Excess S$100.00

EQ HomeGUARD PLUS Deluxe

Offered when Contents sum insured up to S$50,000

Base premium S$109.00

Excess S$100.00

EQ HomeGUARD PLUS Superior

Base premium S$163.50

Excess S$100.00

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Essential: HDB, S$15,000 contentsEQ HomeGUARD PLUS Essential
  • Contents sum insured: S$15,000
  1. Base S$65.40
  2. GST is included: S$65.40
S$65.40
Deluxe: HDB, S$30,000 contentsEQ HomeGUARD PLUS Deluxe
  • Contents sum insured: S$30,000
  1. Base S$109.00
  2. GST is included: S$109.00
S$109.00
Superior: HDB, S$30,000 contentsEQ HomeGUARD PLUS Superior
  • Contents sum insured: S$30,000
  1. Base S$163.50
  2. GST is included: S$163.50
S$163.50
Deluxe: condo, S$30,000 contents, 150 sqmEQ HomeGUARD PLUS Deluxe
  • Contents sum insured: S$30,000
  1. Base S$109.00
  2. GST is included: S$109.00
S$109.00
Superior: condo tenant, S$60,000 contentsEQ HomeGUARD PLUS Superior
  • Contents sum insured: S$60,000
  1. Base S$163.50
  2. GST is included: S$163.50
S$163.50
Superior: landed, S$100,000 contents, prior claim, 40-year-old buildingEQ HomeGUARD PLUS Superior
  • Contents sum insured: S$100,000
  1. Base S$163.50
  2. GST is included: S$163.50
S$163.50

Where the figures come from

Plus 2 files of saved quotes, data and screenshots from EQ Insurance's online quote tool, kept with the table.

Before going live the table was read from the published table and matched to worked examples in the insurer's brochure.

Compare home quotesEQ Insurance home insurance prices todayBuy on EQ Insurance's site

Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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