Home insurance
EQ Insurance vs Liberty home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, EQ Insurance was cheaper on 12, Liberty on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | EQ Insurance | Liberty |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| Condo, owner, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | Liberty |
|---|---|---|
| Renovations | S$100,000 | Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000) |
| Personal liability | S$1,000,000, worldwide except USA and Canada | S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan) |
| Alternative accommodation | Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000 | Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events |
| Excess | S$100.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- Liberty: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or Liberty cheaper for home insurance?
Of the 12 examples both price, EQ Insurance was cheaper on 12, Liberty on 0. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with Liberty's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, Liberty Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)): Renovations: EQ Insurance S$100,000, Liberty Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000); Personal liability: EQ Insurance S$1,000,000, worldwide except USA and Canada, Liberty S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan); Alternative accommodation: EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000, Liberty Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events; Excess: EQ Insurance S$100.00, Liberty S$0.00.
What discounts are EQ Insurance and Liberty running?
EQ Insurance: none to show. Liberty: none to show.