Shenton Brokers
Log in
← Compare other insurers

Home insurance

Allianz vs EQ Insurance home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Allianz was cheaper on 8, EQ Insurance on 4. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAllianzEQ Insurance
HDB flat, owner, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
Condo, tenant, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026
Landed house, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
HDB flat, owner, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026
HDB flat, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
HDB flat, tenant, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026
HDB flat, tenant, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
HDB flat, tenant, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
Condo, owner, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026
Condo, owner, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
Condo, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
Condo, tenant, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), EQ Insurance EQ HomeGUARD PLUS Superior.
CoverAllianzEQ Insurance
RenovationsS$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building coverS$100,000
Personal liabilityS$2,000,000 an event, worldwide (you and your family members)S$1,000,000, worldwide except USA and Canada
Alternative accommodationS$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an eventUp to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000
ExcessS$100.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Allianz or EQ Insurance cheaper for home insurance?

Of the 12 examples both price, Allianz was cheaper on 8, EQ Insurance on 4. Your own answers can change the order, so get your own quote.

How does Allianz's cover compare with EQ Insurance's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), EQ Insurance EQ HomeGUARD PLUS Superior): Renovations: Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover, EQ Insurance S$100,000; Personal liability: Allianz S$2,000,000 an event, worldwide (you and your family members), EQ Insurance S$1,000,000, worldwide except USA and Canada; Alternative accommodation: Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event, EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000; Excess: Allianz S$100.00, EQ Insurance S$100.00.

What discounts are Allianz and EQ Insurance running?

Allianz: none to show. EQ Insurance: none to show.