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Home insurance

EQ Insurance vs FWD home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, EQ Insurance was cheaper on 3, FWD on 9. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEQ InsuranceFWD
HDB flat, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$98.78FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026
Condo, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$77.92FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026
Landed house, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$229.45FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included)as at 15 Oct 2026
HDB flat, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$84.99FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026
HDB flat, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$130.75FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026
HDB flat, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$70.31FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026
HDB flat, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$84.09FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026
HDB flat, tenant, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$116.06FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026
Condo, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$109.97FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026
Condo, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$130.19FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026
Condo, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$169.18FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026
Condo, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$98.14FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: EQ Insurance EQ HomeGUARD PLUS Superior, FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing).
CoverEQ InsuranceFWD
RenovationsS$100,000S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000)
Personal liabilityS$1,000,000, worldwide except USA and CanadaUp to S$500,000 worldwide
Alternative accommodationUp to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000)
ExcessS$100.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is EQ Insurance or FWD cheaper for home insurance?

Of the 12 examples both price, EQ Insurance was cheaper on 3, FWD on 9. Your own answers can change the order, so get your own quote.

How does EQ Insurance's cover compare with FWD's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)): Renovations: EQ Insurance S$100,000, FWD S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000); Personal liability: EQ Insurance S$1,000,000, worldwide except USA and Canada, FWD Up to S$500,000 worldwide; Alternative accommodation: EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000, FWD Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000); Excess: EQ Insurance S$100.00, FWD S$0.00.

What discounts are EQ Insurance and FWD running?

EQ Insurance: none to show. FWD: none to show.