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Home insurance

EQ Insurance vs Lonpac home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, EQ Insurance was cheaper on 12, Lonpac on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEQ InsuranceLonpac
HDB flat, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$381.50Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
Condo, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: EQ Insurance EQ HomeGUARD PLUS Superior, Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA).
CoverEQ InsuranceLonpac
RenovationsS$100,000Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess
Personal liabilityS$1,000,000, worldwide except USA and CanadaS$1,000,000 personal and family liability, worldwide, free with the contents cover
Alternative accommodationUp to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000Alternative accommodation and/or loss of rent covered (product page); limit not stated
ExcessS$100.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is EQ Insurance or Lonpac cheaper for home insurance?

Of the 12 examples both price, EQ Insurance was cheaper on 12, Lonpac on 0. Your own answers can change the order, so get your own quote.

How does EQ Insurance's cover compare with Lonpac's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)): Renovations: EQ Insurance S$100,000, Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess; Personal liability: EQ Insurance S$1,000,000, worldwide except USA and Canada, Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; Alternative accommodation: EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000, Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated; Excess: EQ Insurance S$100.00, Lonpac S$100.00.

What discounts are EQ Insurance and Lonpac running?

EQ Insurance: none to show. Lonpac: none to show.