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Home insurance

Singlife vs EQ Insurance home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Singlife was cheaper on 4, EQ Insurance on 8. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSinglifeEQ Insurance
HDB flat, owner, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
Condo, tenant, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026
Landed house, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
HDB flat, owner, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026
HDB flat, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
HDB flat, tenant, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026
HDB flat, tenant, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
HDB flat, tenant, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
Condo, owner, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026
Condo, owner, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
Condo, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026
Condo, tenant, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Singlife Home Plus (S$100,000 contents), EQ Insurance EQ HomeGUARD PLUS Superior.
CoverSinglifeEQ Insurance
RenovationsS$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section)S$100,000
Personal liabilityS$500,000 family worldwide liability; tenant's liability S$50,000S$1,000,000, worldwide except USA and Canada
Alternative accommodationS$12,000 alternative accommodation or loss of rent (up to S$1,000 a week)Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000
ExcessS$0.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Singlife or EQ Insurance cheaper for home insurance?

Of the 12 examples both price, Singlife was cheaper on 4, EQ Insurance on 8. Your own answers can change the order, so get your own quote.

How does Singlife's cover compare with EQ Insurance's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Singlife Home Plus (S$100,000 contents), EQ Insurance EQ HomeGUARD PLUS Superior): Renovations: Singlife S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section), EQ Insurance S$100,000; Personal liability: Singlife S$500,000 family worldwide liability; tenant's liability S$50,000, EQ Insurance S$1,000,000, worldwide except USA and Canada; Alternative accommodation: Singlife S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week), EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000; Excess: Singlife S$0.00, EQ Insurance S$100.00.

What discounts are Singlife and EQ Insurance running?

Singlife: none to show. EQ Insurance: none to show.