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Singlife

Home insurance

How Singlife prices home insurance

Priced online

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 5 Oct 2026, the day we read Singlife's published rates.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 5, live since 20 Oct 2026.

Plans and how each is priced

Home Lite (S$35,000 contents)

Offered when Contents sum insured up to S$35,000

Base premium S$74.50

Excess None

Home Standard (S$50,000 contents)

Offered when Contents sum insured up to S$50,000

Base premium S$127.63

Excess None

Home Plus (S$100,000 contents)

Offered when Contents sum insured up to S$100,000

Base premium S$223.75

Excess None

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Lite, HDB owner, S$30,000 contentsHome Lite (S$35,000 contents)
  • Contents sum insured: S$30,000
  1. Base S$74.50
  2. + 9% GST = S$81.21
S$81.21
Standard, HDB owner, S$30,000 contentsHome Standard (S$50,000 contents)
  • Contents sum insured: S$30,000
  1. Base S$127.63
  2. + 9% GST = S$139.12
S$139.12
Plus, HDB owner, S$30,000 contentsHome Plus (S$100,000 contents)
  • Contents sum insured: S$30,000
  1. Base S$223.75
  2. + 9% GST = S$243.89
S$243.89
Plus, Condo tenant, S$60,000 contentsHome Plus (S$100,000 contents)
  • Contents sum insured: S$60,000
  1. Base S$223.75
  2. + 9% GST = S$243.89
S$243.89
Plus, Landed owner, S$100,000 contents, prior claim, 50-year-old houseHome Plus (S$100,000 contents)
  • Contents sum insured: S$100,000
  1. Base S$223.75
  2. + 9% GST = S$243.89
S$243.89

Where the figures come from

Plus 3 files of saved quotes, data and screenshots from Singlife's online quote tool, kept with the table.

Before going live the table was read from the published table, matched to worked examples in the insurer's brochure and checked against the insurer's own online quotes.

Compare home quotesSinglife home insurance prices todayBuy on Singlife's site

Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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