Home insurance
Singlife vs Sompo home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Singlife was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Singlife | Sompo |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$67.85HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 | S$54.50HomeVital for condo tenants (your contents sum)as at 9 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$120.99HomeVital for landed owners (your contents sum, plus renovations S$80,000)as at 9 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 | S$54.50HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$100.55HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$81.75HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 | S$54.50HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, owner, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$73.58HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, owner, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$112.82HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$58.86HomeVital for condo tenants (your contents sum)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | Sompo |
|---|---|---|
| Renovations | S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section) | S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more |
| Personal liability | S$500,000 family worldwide liability; tenant's liability S$50,000 | S$500,000 worldwide family personal liability |
| Alternative accommodation | S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week) | Up to S$50,000 (loss of rental income or additional cost of alternative accommodation) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or Sompo cheaper for home insurance?
Of the 12 examples both price, Singlife was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with Sompo's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Singlife Home Plus (S$100,000 contents), Sompo HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)): Renovations: Singlife S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section), Sompo S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more; Personal liability: Singlife S$500,000 family worldwide liability; tenant's liability S$50,000, Sompo S$500,000 worldwide family personal liability; Alternative accommodation: Singlife S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week), Sompo Up to S$50,000 (loss of rental income or additional cost of alternative accommodation); Excess: Singlife S$0.00, Sompo S$0.00.
What discounts are Singlife and Sompo running?
Singlife: none to show. Sompo: 25% off.