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Home insurance

Singlife vs MSIG home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Singlife was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSinglifeMSIG
HDB flat, owner, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, owner, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Singlife Home Plus (S$100,000 contents), MSIG HomeEasy Gold (owner or landlord).
CoverSinglifeMSIG
RenovationsS$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section)S$120,000
Personal liabilityS$500,000 family worldwide liability; tenant's liability S$50,000S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate)
Alternative accommodationS$12,000 alternative accommodation or loss of rent (up to S$1,000 a week)Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Singlife or MSIG cheaper for home insurance?

Of the 12 examples both price, Singlife was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

How does Singlife's cover compare with MSIG's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Singlife Home Plus (S$100,000 contents), MSIG HomeEasy Gold (owner or landlord)): Renovations: Singlife S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section), MSIG S$120,000; Personal liability: Singlife S$500,000 family worldwide liability; tenant's liability S$50,000, MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate); Alternative accommodation: Singlife S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week), MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000); Excess: Singlife S$0.00, MSIG S$0.00.

What discounts are Singlife and MSIG running?

Singlife: none to show. MSIG: 20% off.