Home insurance
Allianz vs Singlife home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Allianz was cheaper on 4, Singlife on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz | Singlife |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026 | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026 | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026 | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026 | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026 | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026 | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026 | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026 | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 |
| Condo, owner, S$30,000 contents | S$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026 | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 |
| Condo, owner, S$60,000 contents | S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026 | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 |
| Condo, owner, S$100,000 contents | S$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026 | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026 | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | Singlife |
|---|---|---|
| Renovations | S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover | S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section) |
| Personal liability | S$2,000,000 an event, worldwide (you and your family members) | S$500,000 family worldwide liability; tenant's liability S$50,000 |
| Alternative accommodation | S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event | S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week) |
| Excess | S$100.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or Singlife cheaper for home insurance?
Of the 12 examples both price, Allianz was cheaper on 4, Singlife on 8. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with Singlife's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), Singlife Home Plus (S$100,000 contents)): Renovations: Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover, Singlife S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section); Personal liability: Allianz S$2,000,000 an event, worldwide (you and your family members), Singlife S$500,000 family worldwide liability; tenant's liability S$50,000; Alternative accommodation: Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event, Singlife S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week); Excess: Allianz S$100.00, Singlife S$0.00.
What discounts are Allianz and Singlife running?
Allianz: none to show. Singlife: none to show.