Home insurance
Singlife vs Lonpac home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Singlife was cheaper on 8, Lonpac on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Singlife | Lonpac |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 | S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 | S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 | S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$381.50Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026 | S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026 | S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | Lonpac |
|---|---|---|
| Renovations | S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section) | Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess |
| Personal liability | S$500,000 family worldwide liability; tenant's liability S$50,000 | S$1,000,000 personal and family liability, worldwide, free with the contents cover |
| Alternative accommodation | S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week) | Alternative accommodation and/or loss of rent covered (product page); limit not stated |
| Excess | S$0.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or Lonpac cheaper for home insurance?
Of the 12 examples both price, Singlife was cheaper on 8, Lonpac on 4. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with Lonpac's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Singlife Home Plus (S$100,000 contents), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)): Renovations: Singlife S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section), Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess; Personal liability: Singlife S$500,000 family worldwide liability; tenant's liability S$50,000, Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; Alternative accommodation: Singlife S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week), Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated; Excess: Singlife S$0.00, Lonpac S$100.00.
What discounts are Singlife and Lonpac running?
Singlife: none to show. Lonpac: none to show.