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Home insurance

Singlife vs FWD home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Singlife was cheaper on 2, FWD on 10. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSinglifeFWD
HDB flat, owner, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$98.78FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026
Condo, tenant, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$77.92FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026
Landed house, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$229.45FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included)as at 15 Oct 2026
HDB flat, owner, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$84.99FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026
HDB flat, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$130.75FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026
HDB flat, tenant, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$70.31FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026
HDB flat, tenant, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$84.09FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026
HDB flat, tenant, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$116.06FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026
Condo, owner, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$109.97FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026
Condo, owner, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$130.19FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026
Condo, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$169.18FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026
Condo, tenant, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$98.14FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Singlife Home Plus (S$100,000 contents), FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing).
CoverSinglifeFWD
RenovationsS$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section)S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000)
Personal liabilityS$500,000 family worldwide liability; tenant's liability S$50,000Up to S$500,000 worldwide
Alternative accommodationS$12,000 alternative accommodation or loss of rent (up to S$1,000 a week)Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Singlife or FWD cheaper for home insurance?

Of the 12 examples both price, Singlife was cheaper on 2, FWD on 10. Your own answers can change the order, so get your own quote.

How does Singlife's cover compare with FWD's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Singlife Home Plus (S$100,000 contents), FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)): Renovations: Singlife S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section), FWD S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000); Personal liability: Singlife S$500,000 family worldwide liability; tenant's liability S$50,000, FWD Up to S$500,000 worldwide; Alternative accommodation: Singlife S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week), FWD Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000); Excess: Singlife S$0.00, FWD S$0.00.

What discounts are Singlife and FWD running?

Singlife: none to show. FWD: none to show.