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Home insurance

Singlife vs Income home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Singlife was cheaper on 5, Income on 7. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSinglifeIncome
HDB flat, owner, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$71.22Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026
Condo, tenant, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$98.59Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026
Landed house, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$430.55Enhanced Home Insurance, landed house (S$600,000 building and S$150,000 renovations included)as at 16 Oct 2026
HDB flat, owner, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$43.10Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026
HDB flat, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$108.72Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026
HDB flat, tenant, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$43.10Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026
HDB flat, tenant, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$71.22Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026
HDB flat, tenant, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$108.72Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026
Condo, owner, S$30,000 contentsS$81.21Home Lite (S$35,000 contents)as at 5 Oct 2026S$257.58Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026
Condo, owner, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$295.02Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026
Condo, owner, S$100,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$344.94Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026
Condo, tenant, S$60,000 contentsS$243.89Home Plus (S$100,000 contents)as at 5 Oct 2026S$136.03Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Singlife Home Plus (S$100,000 contents), Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations).
CoverSinglifeIncome
RenovationsS$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section)S$60,000
Personal liabilityS$500,000 family worldwide liability; tenant's liability S$50,000S$5,000,000
Alternative accommodationS$12,000 alternative accommodation or loss of rent (up to S$1,000 a week)10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Singlife or Income cheaper for home insurance?

Of the 12 examples both price, Singlife was cheaper on 5, Income on 7. Your own answers can change the order, so get your own quote.

How does Singlife's cover compare with Income's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Singlife Home Plus (S$100,000 contents), Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)): Renovations: Singlife S$100,000 renovations; emergency cash allowance S$1,000; medical expenses S$3,000; household removal S$10,000; covers renovations you legally own (a tenant's own fit-out counts; the landlord's renovations come under tenant's liability, not this section), Income S$60,000; Personal liability: Singlife S$500,000 family worldwide liability; tenant's liability S$50,000, Income S$5,000,000; Alternative accommodation: Singlife S$12,000 alternative accommodation or loss of rent (up to S$1,000 a week), Income 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day); Excess: Singlife S$0.00, Income S$0.00.

What discounts are Singlife and Income running?

Singlife: none to show. Income: none to show.