Home insurance
EQ Insurance vs UOI home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, EQ Insurance was cheaper on 0, UOI on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | EQ Insurance | UOI |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$126.33UniHome Insurance, landed home (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$77.72UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$82.95UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$90.36UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$91.45UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$126.33UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$107.15UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | UOI |
|---|---|---|
| Renovations | S$100,000 | Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations) |
| Personal liability | S$1,000,000, worldwide except USA and Canada | S$500,000 worldwide |
| Alternative accommodation | Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000 | Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000) |
| Excess | S$100.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- UOI: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or UOI cheaper for home insurance?
Of the 12 examples both price, EQ Insurance was cheaper on 0, UOI on 12. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with UOI's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, UOI UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)): Renovations: EQ Insurance S$100,000, UOI Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations); Personal liability: EQ Insurance S$1,000,000, worldwide except USA and Canada, UOI S$500,000 worldwide; Alternative accommodation: EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000, UOI Up to S$500 a day, S$15,000 an event (or loss of rental income up to S$15,000); Excess: EQ Insurance S$100.00, UOI S$100.00.
What discounts are EQ Insurance and UOI running?
EQ Insurance: none to show. UOI: none to show.