Home insurance
EQ Insurance vs MSIG home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, EQ Insurance was cheaper on 4, MSIG on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | EQ Insurance | MSIG |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026 | S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026 | S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | MSIG |
|---|---|---|
| Renovations | S$100,000 | S$120,000 |
| Personal liability | S$1,000,000, worldwide except USA and Canada | S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate) |
| Alternative accommodation | Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000 | Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000) |
| Excess | S$100.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- MSIG: 20% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or MSIG cheaper for home insurance?
Of the 12 examples both price, EQ Insurance was cheaper on 4, MSIG on 8. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with MSIG's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, MSIG HomeEasy Gold (owner or landlord)): Renovations: EQ Insurance S$100,000, MSIG S$120,000; Personal liability: EQ Insurance S$1,000,000, worldwide except USA and Canada, MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate); Alternative accommodation: EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000, MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000); Excess: EQ Insurance S$100.00, MSIG S$0.00.
What discounts are EQ Insurance and MSIG running?
EQ Insurance: none to show. MSIG: 20% off.