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Home insurance

EQ Insurance vs Etiqa home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, EQ Insurance was cheaper on 1, Etiqa on 11. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEQ InsuranceEtiqa
HDB flat, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$79.91Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS
Condo, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$57.70Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUS
Landed house, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$289.42Tiq Home Insurance (landed, owner)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$70.13Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$109.25Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$54.28Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$64.06Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, tenant, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$93.40Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS
Condo, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS Deluxeas at 5 Oct 2026S$103.35Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS
Condo, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$128.96Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS
Condo, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$154.56Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS
Condo, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS Superioras at 5 Oct 2026S$88.43Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUS

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: EQ Insurance EQ HomeGUARD PLUS Superior, Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat).
CoverEQ InsuranceEtiqa
RenovationsS$100,000S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked)
Personal liabilityS$1,000,000, worldwide except USA and CanadaS$500,000 worldwide (except the USA and Canada)
Alternative accommodationUp to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%
ExcessS$100.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

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See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is EQ Insurance or Etiqa cheaper for home insurance?

Of the 12 examples both price, EQ Insurance was cheaper on 1, Etiqa on 11. Your own answers can change the order, so get your own quote.

How does EQ Insurance's cover compare with Etiqa's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)): Renovations: EQ Insurance S$100,000, Etiqa S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked); Personal liability: EQ Insurance S$1,000,000, worldwide except USA and Canada, Etiqa S$500,000 worldwide (except the USA and Canada); Alternative accommodation: EQ Insurance Up to 10% of the renovation (and building, if insured) sum insured, for up to 3 months: S$10,000, Etiqa Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%; Excess: EQ Insurance S$100.00, Etiqa S$0.00.

What discounts are EQ Insurance and Etiqa running?

EQ Insurance: none to show. Etiqa: Promo code TIQHOME25PLUS: 25% off.