QBE vs Sompo home insurance

Of the 12 examples both price, QBE was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000), Sompo HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)): Renovations: QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker, Sompo S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more; Personal liability: QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide, Sompo S$500,000 worldwide family personal liability; Alternative accommodation: QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead, Sompo Up to S$50,000 (loss of rental income or additional cost of alternative accommodation); Excess: QBE S$100.00, Sompo S$0.00.

QBE: none to show. Sompo: 25% off.