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Home insurance

Chubb vs QBE home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Chubb was cheaper on 3, QBE on 9. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleChubbQBE
HDB flat, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$261.60Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Chubb DBS myHome Protect II Premium (underwritten by Chubb), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000).
CoverChubbQBE
RenovationsUp to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure)S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker
Personal liabilityS$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess)Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide
Alternative accommodationUp to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived inUp to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead
ExcessS$0.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Chubb or QBE cheaper for home insurance?

Of the 12 examples both price, Chubb was cheaper on 3, QBE on 9. Your own answers can change the order, so get your own quote.

How does Chubb's cover compare with QBE's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker; Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide; Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead; Excess: Chubb S$0.00, QBE S$100.00.

What discounts are Chubb and QBE running?

Chubb: none to show. QBE: none to show.