Home insurance
AIG vs QBE home insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, AIG was cheaper on 11, QBE on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | QBE |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | No online price | S$261.60Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$75.76Homes Essential (HDB and condominium only)as at 12 Oct 2026 | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | QBE |
|---|---|---|
| Renovations | Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000 | S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker |
| Personal liability | S$400,000 | Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide |
| Alternative accommodation | Up to S$20,000, for up to 90 days | Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead |
| Excess | S$0.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or QBE cheaper for home insurance?
Of the 11 examples both price, AIG was cheaper on 11, QBE on 0. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with QBE's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (AIG Homes Essential (HDB and condominium only), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)): Renovations: AIG Included in the S$150,000 combined contents and renovations limit; complimentary building cover up to S$100,000, QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker; Personal liability: AIG S$400,000, QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide; Alternative accommodation: AIG Up to S$20,000, for up to 90 days, QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead; Excess: AIG S$0.00, QBE S$100.00.
What discounts are AIG and QBE running?
AIG: none to show. QBE: none to show.