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Home insurance

MSIG vs QBE home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, MSIG was cheaper on 9, QBE on 3. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleMSIGQBE
HDB flat, owner, S$60,000 contentsS$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$43.60HomeEasy Silver (tenant)as at 11 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026S$261.60Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$43.60HomeEasy Silver (tenant)as at 11 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$70.20HomeEasy Gold (tenant)as at 11 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$30,000 contentsS$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$70.20HomeEasy Gold (tenant)as at 11 Oct 2026S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: MSIG HomeEasy Gold (owner or landlord), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000).
CoverMSIGQBE
RenovationsS$120,000S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker
Personal liabilityS$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate)Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide
Alternative accommodationAlternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000)Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead
ExcessS$0.00S$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is MSIG or QBE cheaper for home insurance?

Of the 12 examples both price, MSIG was cheaper on 9, QBE on 3. Your own answers can change the order, so get your own quote.

How does MSIG's cover compare with QBE's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (MSIG HomeEasy Gold (owner or landlord), QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)): Renovations: MSIG S$120,000, QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker; Personal liability: MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate), QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide; Alternative accommodation: MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000), QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead; Excess: MSIG S$0.00, QBE S$100.00.

What discounts are MSIG and QBE running?

MSIG: 20% off. QBE: none to show.